What can you do to earn money as a pensioner. Things to do in retirement: useful tips and leisure options. What can you do in retirement by choosing an occupation to your liking

Retirement can be perceived in many ways: as a tragedy (you were deprived of your favorite job), as an opportunity to finally relax and devote more time to yourself and your family, or as a chance to learn a new business for yourself, for example, entrepreneurship.

Business for pensioners- a great chance to get an addition to a pension, which in our country is often meager, and in general - to find a second youth, doing an interesting and profitable business.

Do all retirees need a business?

No one encourages all retirees without exception to start doing business as soon as you quit your previous job.

You can safely enjoy your vacation if you:

  • you do not need financially (children help, you managed to earn a decent pension from the state or took care of savings);
  • have health problems - then it is better to focus on something more important;
  • in demand even without a business, for example, you have a hobby or raise grandchildren.

If you are full of strength and desire to work further, besides, you are in financial need, but are forced to leave your main job due to age, then you should look for business options for pensioners.

Being constantly busy and in demand is simply necessary - this prolongs youth and allows you not to focus on age or minor health problems.

Why do pensioners simply need to do business?


Some older people, when they retire, fall victim to the stereotype: my time has passed, I have worked out, I need to give way to the young.

Young and themselves will easily find their place under the sun.

After all, it's not about age, but about the desire and personal qualities of a person who decides to do business.

You can easily give odds to young competitors, because you have many advantages over them:

  1. Nothing distracts you from business anymore: you don’t have small children who are sick, a second job that takes a lot of time and effort, etc.
  2. You have plenty of time to do business.
  3. Pensioners have experience (including life experience) accumulated over the years, while young people in no way can boast of this.
  4. Retired people need less time to sleep, many generally suffer from insomnia, which means that you can devote all your free time to business.
  5. You have many friends and acquaintances who can help you in the early stages of launching a startup.

What should a retiree look for when choosing a business?

If you want to have what you never had, you will have to do what you have never done.
Coco Chanel

In fact, the most difficult thing for you is not to collect the amount of capital investment (there are startups that require minimal investment), but to decide what kind of business a pensioner should do.

You should choose a project that is right for you, will not be too difficult to manage and will become self-sustaining in the first year.

To choose the right business for a pensioner, you need to consider many factors:

  1. How much money do you have to start a startup.
    If, for example, you decide to open a store, then you will need an impressive amount, and an online business does not require any investment or is content with minimal investment.
  2. What knowledge and skills do you have.
    Confident computer users of retirement age can start a business on the Internet.
    Those who don't know how to work on a computer should look for a more traditional startup.
  3. How much time are you willing to devote to business: you will be satisfied with full or part-time employment.
  4. What resources do you have: land, personal transport, free real estate, a computer connected to the Internet, something else.
  5. The state of your health.
    Will you be able, for example, to engage in agriculture, the clothing business, or will you have to look for something lighter.
  6. Free niches in your city, especially if you decide to engage in a traditional business: sales, catering, manufacturing, etc.
  7. Profitability of the business you are interested in.
    No matter how young and strong you feel, consider your real age.
    A good business for retirees is one that pays off within a year maximum.

Traditional business for retirees


If we talk about the traditional perception of the word "business" itself, then many understand it as a synonym for the word "sales".

And this makes sense, because, for example, opening your own grocery or clothing store is simple and profitable. business for retirees, however, with the condition that you think through all the nuances.

It is beneficial to open a store or stall for residents of small towns or villages of retirement age if there is a lack of places in your locality where people can shop.

Moreover, you can open such a store in your own home, if the area allows and your housing is located in a place with high traffic, or by buying a metal container.

To become the owner of such a modest business, you do not need large financial investments.

Opening a catering establishment can also be attributed to traditional startups.

A large restaurant in a large city is not a business for all retirees, because it will take a lot of money to open it.

But if you live in a small town and you know that its inhabitants do not have enough catering establishments, then why not use your chance to start a business.

See for yourself what is better to open: a bar, a small home-cooked restaurant, a roadside cafe, or something else.

Home based business for retirees

There are types of businesses that you can do right from the comfort of your home and without investing a lot of money in opening them.

These start-ups for retirees include:

  1. Internet work.
    We will talk about this type of business a little later.
  2. Tutoring.
    If you have worked as a teacher for a long time, are fluent in a foreign language or have other useful skills, such as sewing, then you can organize lessons right at home.
  3. Creating something to sell with your own hands: knitted or embroidered items, handmade cards, candy bouquets, jewelry, souvenirs and more.
    You do not have to sell all this on your own - you can conclude an agreement with the distributor.
  4. Growing indoor plants.
    You can focus on one thing (cacti, orchids) or try different options.
    By the way, you can also breed aquarium fish or small rodents for sale.
  5. Mini kindergarten.
    You can look after the kids of neighbors who do not want and cannot send their kids to kindergarten while their parents are at work.
  6. Repair (household appliances, watches, shoes, clothes) is relevant for jacks of all trades.
  7. Treatment.
    If you are a nurse or a doctor by education, you can give injections at home, put droppers, massage, consult.
    The main thing is to remember the basic rule of the physician: do no harm.

When choosing a business for retirees at home, use your knowledge, skills and abilities.

You can very well continue to do what you did before retirement, just work not for someone else, but for yourself, devoting as much time to the business as you want.

Business for pensioners on the Internet

Smart people use the Internet not only as a tool for communication or entertainment, but also for making money.

If you, being a retired person, are a confident PC user and have a computer connected to the Internet, then you can run a business right from your home that does not require investments and does not take too much time.

This business is:

  1. Copywriting.
    Relevant for pensioners who know how to write competently and interestingly.
    The creation of various texts for websites has become a real salvation for people of retirement age and a decent addition to their pensions.
  2. Creating your own website.
    In this case, you must, of course, have certain knowledge and skills, as well as have the necessary amount to create a site.
  3. Writing to order control, term papers, essays and other things.
    Relevant for teachers and retired teachers.
    By the way, in the same way you can edit manuscripts or proofread printed texts.
  4. Earnings on clicks, reading letters, clicking on links and more.
    You can search for such earnings on the sites Wmmail.ru, Seosprint.net, Profitcentr and others.
  5. Sports betting.
    Pensioners have enough time to follow the news in the world of sports, watch matches and other sports competitions, so they can bet on the Internet or in real ones.

How to make money for pensioners through the Internet,

see in the video:

Business for pensioners with no health problems


If you retire young enough, still full of strength and health, then you may well take up an entrepreneurial business that requires a lot of physical exertion.

A business for pensioners living in a village or in a city in a private house with a personal plot can be as follows:

  1. Growing seedlings, flowers, fruit bushes and trees for sale.
  2. Growing agricultural products for sale.
    If this case gets in your way, then you can think about opening your own agricultural company in order to be able to conclude contracts with supermarkets for the supply of vegetables and fruits.
  3. Dairy business.
    Get one or two cows or several goats to sell dairy products in a market close to you.
  4. egg business.
    Homemade eggs are healthier than factory-made eggs and are more valued by buyers.
    By the way, you can sell not only chicken eggs, but also, for example, quail eggs.
  5. Livestock business.
    You can grow poultry, rabbits, sheep, piglets and other animals for sale.

Another profitable business for retirees that you can do right at home is cakes and other desserts for the holidays to order.

You can also prepare snacks for receptions, corporate parties and other festive events, or hot dinners for traders in the market and office workers.

If the territory of your private house allows, then you can install a smokehouse and sell your own smoked fish, lard, chicken, ham.

It is clear that all the proposed options require good health and physical strength, therefore, if you cannot boast of either one or the other, then it is better to look for an easier business that does not require such serious loads, since there is plenty to choose from.

If you didn’t like any of the proposed options, or due to objective reasons (poor health, lack of special knowledge and skills, problems with resources, lack of time, etc.) you can’t implement any of the startups, then it’s not necessary to look for business for retirees.

You can get an increase in your pension in any usual way, for example, by getting a job as a caretaker in a museum, a watchman or a night watchman.

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At the end of the working life, almost everyone wonders what they can do in retirement. In addition to household chores and caring for a summer cottage, a woman needs to do something, and the economic component is also no less important. There are many options for what to do in retirement for a woman, and the choice depends on the field of activity in which there is experience, hobbies and, of course, desires.

First steps towards the goal

In the question of what to do in retirement for a woman of 55 years old, one should not focus on age. A favorite business that generates income can be found at any age, the main thing is that there is strength for this and health. Retirement time is a good period for improving your well-being, recuperating, so before deciding what to do in retirement, you should first of all pay attention to your health.

The feeling of self-realization and the desire to earn money are the two main parameters that the chosen occupation should give a woman. If you have a certain experience, knowledge and good health, you can earn money not only by working as a janitor, conductor or cloakroom attendant. There are many other ideas, the implementation of which will provide not only the opportunity to receive a stable income, but also pleasure.

A great way for a retired person to do and earn money is to turn a hobby into a growing business. Do not be afraid of your age: in old age, many open their own profitable successful business. Vivid examples are the design of a multifunctional cosmetic bag, the flower design of a walking stick. On these ideas, American pensioners have earned several million. The most important thing is the willingness to try yourself in something new and not be afraid to experiment. There are many benefits to starting a business at retirement age.

The main ones are:

  • You do not need to observe the working day and go to work every day;
  • You can devote all your free time to your hobby, improving the body, hiking;
  • At any time, you can use the accumulated baggage of knowledge;
  • If you have finances, you can go on a trip and study the field of interest in more detail.

The choice of what to do in retirement for a woman is huge, you just have to take a closer look at your aspirations and not be afraid to try yourself.

Study and travel

Many women, when they stop working, experience a lack of communication, a feeling that purposefulness disappears, there are no goals. In this case, you can study, which will help to compensate for all these gaps.

On a walk, you should pay attention to the announcements on the recruitment of groups for training courses, there is a lot of relevant information on the network. It is not necessary to attend trainings for those who are retired. There are many organizations offering training to people of different ages, and retirees in most cases give odds to younger students.

In addition, when asked what to do for a retired woman, one should not forget that there are other ways of learning:

  • Video and audio courses;
  • Reading room in the library;
  • lectures;
  • Seminars;
  • Trainings.

For the most part, you don’t have to pay a lot of money for all this, and some ways of learning are completely free.

If a person has dreamed all his life about distant countries, about studying different cultures, then in retirement, if you have financial opportunities, you can finally fulfill your dream. Each country has its own culture, getting acquainted with the customs and traditions of the peoples of the world is a fascinating and exciting experience.

In addition, tourism is a great way for a woman to be in an interesting environment with her grandchildren. If there is a desire to start your own business at home, then the most important thing is not to set many obstacles for yourself, for example, there is not enough money for a “spurt”, there are no necessary knowledge and skills, etc. There are many examples when people, with only one desire, and with a clearly defined goal, they succeeded without investing millions and a lot of experience.

Common hobbies

There are various options for what to do in retirement for a woman. A hobby can easily be turned into a profitable growing business, no matter how old you are.

A few fun ideas:


  • All kinds of interest groups;
  • Expansion of the garden and orchard;
  • Hiking for berries or mushrooms in the forest;
  • Dancing and various sports;
  • All kinds of needlework;
  • Tourism.

The most important thing is not just to do what you love, but to see fruitful results from your actions, because just a hobby gets boring over time. Any work (portrait, knitted scarf, painting, etc.) takes time, and then it will simply lie in the house as a "dead weight".

Search for a field of activity for single women

It is a well-known fact that the level of material pension provision is low, so you should try to choose for yourself an occupation that will not lead to serious costs, and the benefits for the soul from it will be maximum.

There are several ideas for what to do in retirement for a single woman:

  1. Start a blog with a topic of interest, where you can share your accumulated knowledge, give people advice. Do not be afraid of the computer, even if the experience of handling it is small. Each person eventually masters everything new, including modern home appliances.
  2. Create an account on any social network. This is necessary not only to keep in touch with your acquaintances and former work colleagues, but also to search for new information, join communities whose topics correspond to your favorite hobbies and hobbies.
  3. Stay with children living in the neighborhood. For parents who are often away from home, such a responsible and attentive person is simply necessary.
  4. Painting dishes, nesting dolls, embroidery and more. other handicrafts are always in demand, and the process itself gives a woman pleasure.

For a single woman, if desired, there is always a lot of work, the main thing is to go towards the intended goal, develop yourself, regardless of how old you are.

Education and health


Working at home for a retired woman is not only profitable, but also interesting. Each person can choose for himself a business to his liking, based on his aspirations and skills. It will be a profitable business to create elegant hairstyles for your peers and not only, as well as sewing beautiful suits or dresses, knitting comfortable cardigans, and more. others

The sphere of beauty and health is considered one of the most sought after, so here you can not limit your imagination. Moreover, the more original the idea, the higher the demand will be. You can open a small beauty salon, where the main procedures will be skin care or haircuts. If you have the skills, a great option is massage treatments.

What to do in retirement doctor-therapist? Accept patients at home. Although the list may not be as extensive as during the period of work in the hospital, however, home visits are always beneficial. In addition, you can give advice on the Internet.

If a person has pedagogical experience or certain knowledge in needlework, then there are excellent options for what to do at home in retirement:

  • Sewing training;
  • Tutoring in a specific subject;
  • Small (private) kindergarten;
  • skype training;
  • Children's creative school at home;
  • Courses on painting ceramics, wood, weaving, etc.

If you have the ability to sew, you can open your own small atelier at home or knit original items to order. Now the production of interior items (paintings, pillows, vases, dishes, coasters), handmade gifts is relevant. You can offer products to your friends, place ads on websites.


With a competent approach, the absence of fears that nothing will work out, you can succeed in any business. The most difficult thing is to decide and start.

After spending several months to work and search for buyers, you can earn good money in retirement, realize yourself and do what you love without harm to health.

If you have a talent for writing stories or poems, then you can start blogging on the net, eventually finding assistants who would track viewing statistics. Publishing a book that you can later sell to a website or a publishing house is also an excellent solution, the main thing is not to be afraid to prove yourself, to bring all your desires and aspirations to life.

Other Profitable Retirement Business Ideas

Almost every woman spends a lot of time in the kitchen, and in retirement her culinary masterpieces can be profitably sold. Spend more time doing this. In this area, there are several ideas on how to earn money in retirement.

I imposed several such coasters for hot dishes and presented them to all my friends and relatives on March 8. It turned out inexpensively, but the gift was made with soul. I don't know how to draw a knitting pattern, but if you look closely, these crafts are very easy to knit. Experienced knitters will figure it out quickly.

During this time I knitted 2 shawls. I gave the first blue one to a friend for her birthday, which she was very happy about. Too bad I didn't think to take a picture of her. Now I am knitting a third shawl.

Why did I take up knitting? I used to knit a lot with knitting needles, but I didn’t learn how to crochet. But now it seems to me that crocheting is much more interesting. And I knit for the soul and relaxation. Because it is impossible to sit all day at the computer. Of course, my eyes get tired from the computer and knitting, but I do it, which helps relieve tension and fatigue. A sedentary lifestyle can lead to problems later, so I got busy.

No, of course, I don’t spend all day knitting, blogging and studying at the school of bloggers. I still go to the literary living room, I shared the most interesting topics with you, for example, about or.

And I also told you about the walks that my friends and I take on skis, on a bike or on foot. I love taking pictures, especially nature. And our holidays too. I talked about one holiday - the day of our district. And recently I went to see off Zima, it turns out - it's so interesting and entertaining. Here are some photos from this holiday.

What to do as a retiree

You can find a lot of activities for the soul, which will give you peace of mind and add health:

  • growing flowers and vegetables;
  • sports, dancing;
  • travel to interesting places;
  • fishing or hunting for men, hiking in the forest in summer for mushrooms and berries;
  • embroidery, knitting and other types of needlework;
  • various hobby groups, etc.

How to make money in retirement

Of course, you won’t be fed up with hobbies alone. However, even here there is a wide field of activity. Some pensioners, after leaving their main job, develop a vigorous labor activity in a completely different area, which is a good source of additional income.

When my husband and son urged me to end my career, take care of my health and take a well-deserved rest, it was very difficult to decide on a voluntary retirement. What am I going to do at home all day long? - I asked myself a question. But Retirement is not boring at all.

The first time after retirement, when you do not have to go to work, and the whole day is at your disposal, can be described as "blissful doing nothing." You can go for a walk during the daytime, while you always walked to and from work through the dark streets. What admiration you feel from the fact that you can walk slowly, appreciating the architecture of the surrounding houses with a fresh look! And you go to the grocery store when there are few people in it. And you cook dinner at home with feeling, really, with the arrangement in the morning or afternoon, and not at nine o'clock in the evening.

Having enjoyed this period of free life, then I want to think about further useful, pleasant, informative and not boring pastime, so that it would not be excruciatingly painful for the aimlessly lived years.
In this article, I share my experience, thoughts and advice that may be useful to someone or push them to their own ideas.

It is best to start a new life as a pensioner by drawing up a plan of your actions, from a list of what you would like to do or do regularly. Get yourself a diary where to start and write down your plans. Of course, you can keep these records on a computer, but it's not so tasty.

For a diary, you need to buy a thick notebook in a beautiful cover, such that it is pleasant to take it in your hands every time. The notebook should always be in a convenient accessible place. It is advisable to allocate a certain time for recording, preferably in the evening, when all the work is completed, and you can evaluate the day you have lived.

So, on the first pages of the diary we write a list of actions, works, events. Next, you should reserve a few blank pages for possible additions. Then every day you take a notebook and write down with pleasure in it how the day went, where you were, what you did, who you met, who called, what you bought interesting things, what you saw new on the street, what unusual things you cooked in the kitchen.

It is also important to record your state of health and mood. Write down also what difficulties, even small ones, had to be overcome in order to complete some task and achieve the goal. What interesting information was obtained and how. What an idea suddenly came up. What is your attitude to what you see or hear.
If something interfered with what was planned for today, give analysis and advice to yourself for the future. It's never too late to work on yourself.
Each entry must be marked with a date. You can add basic weather information to the date.

Illustrate the benefits of these tips.
When we brought my very elderly father-in-law to our dacha, he asked: “Give me a job, I can’t sit idle.” I had a list of things to do in the house or on the yard. I gave him a list, and he chose a job according to his strength. For example, I made a wooden shelf for hats, caps and panamas.

This pensioner clearly did not like to be bored. Former defender of the Leningrad Front in his old age, he actively participated in the creation of the school museum of military glory, in its design and filling with documents. At the age of 89, he wrote the work Building Perspective Images of Objects, which I have published on this site. And although in our time, with the availability of computer programs for three-dimensional modeling, the graphic method of constructing on paper is not very relevant, the very fact of active mental activity of a pensioner deserves respect.

My mother-in-law, too, at a very advanced age, complained that there was absolutely nothing to do, that she did not remember whether she had dinner, whether the nurse came, etc. I advised her to write everything down in a notebook, and time is busy, and it is not necessary to remember.
My husband made a to-do list for himself before he retired. When the staff asked what he would do at home, he replied that the minimum program was drawn up for three years in advance.

What to do with your day? For a woman, this issue is resolved more easily. I will not consider the case when there are children and grandchildren in the family besides you. In this case, there is always a lot to do. But if you are only two pensioners, or you are all alone ...
In any case, it is necessary to clean the apartment. You need to do this work so as not to harm your health. And of course, grocery shopping takes time.
You can cook delicious food, having free time, with pleasure, mastering new recipes or using proven ones.

It should not be considered that the kitchen and housekeeping are only women's business. In our house, it is the husband's duty to monitor the availability of sugar, flour, tea and coffee, and also to replenish these supplies. We rarely buy bread in the store. We bought a bread machine, and my husband always bakes bread. Quite affordable business for a retired man. You can also use your husband's time to help clean the apartment.

Follow the official information of your area carefully. Held free holidays for everyone, the annual Day of the Elderly, there are free mugs for the elderly. Now in many places there are health groups for the elderly, Nordic walking groups with sticks. Participation in such events will allow not only to replenish your photo album, but also to write your own article about impressions, as well as to meet new people.

A very useful activity for pensioners is to start learning a foreign language. It does not matter that you are not going to live abroad. Learning a language trains memory, keeping it up to old age.

There are free online courses on the Internet, there would be a desire. For training, read news in a foreign language on the Internet. In social networks, you can find study groups, make contact with them.

Here's another great one job for retirees. Your children have left and live in another place, but they still have a guitar or button accordion that they do not need.

Start from scratch to learn how to play the button accordion using the tutorial. It will be difficult, but the first successes will bring satisfaction, write about it in your diary and praise yourself.
And in the summer, and much more. After harvesting, you can master the technology of making homemade berry wine.
In the country retired life is not boring at all.

If you do not have a site outside the city, visit city parks in the summer, take a series of photographs of nature, birds, catch good moments in the life of citizens. Sit on a bench to relax, perhaps a pleasant interlocutor will sit down with you, you will talk and start communicating in the future. Do not be afraid of new meetings, they enrich with life stories.

At the end of the article I can draw a conclusion. It is boring to live in retirement only to those who were not interested in anything before. With the advent of the ability to freely manage your time, you can live a full, eventful life, even with the health problems that we basically all have. Choose your activities to your liking and according to your abilities, life goes on, and you need to retirement is not boring.