By how much will the labor pension increase c. New rules for indexing pensions

The topic of indexation of pension accruals is perhaps the most exciting one. Pensioners are actively discussing the problem of lack of funds for a decent existence. Many elderly citizens have to work additionally, perhaps at more than one enterprise, in order to at least somehow feed themselves and pay taxes.

The working part of the elderly is interested in increasing pensions no less than those who are unable to work. The question arises of how the state will calculate benefits for elderly citizens who continue to work, or whether the indexation of pensions after dismissal is required for a working pensioner in 2017.

Each year, the state sets a percentage, depending on the level of inflation, by which payments to pensioners will be indexed. 2017 became a crisis year, a difficult economic situation developed in the country, but the required recalculation for working old people nevertheless took place.

In August 2017, there was a planned increase in pensions for working pensioners by 3 points, which is no more than 222.81 rubles.

Thus, the allowance for older workers was only recalculated; they did not fall under the state indexation. Such recalculation of benefits is made depending on the insurance premiums paid from the employer.

How pensions were calculated

As already noted, the recalculation of pension payments is made in accordance with the level of inflation. IN 2015 the inflation rate was almost 13%. However, the unstable economy did not allow for an increase in benefits for the elderly by such a factor.

In connection with the current situation in the country, a law was passed abolishing the conditions for raising pensions to the level of inflation. The law provided for an increase in accruals by a coefficient significantly lower than inflation - 1.04. Also, this bill abolished the indexation of working pensioners.

Important! The abolition of indexing did not affect citizens who are on state support, regardless of their labor status.

In February 2016 All pensioners were indexed at 4%. The state authorities planned to re-index, but it did not happen. Instead, a lump-sum payment of 5,000 rubles was assigned to all pensioners, including those who work.

Such a measure of state support turned out to be beneficial for the Government in connection with the current difficult economic situation. This award was made in January 2017. As noted by the state authorities, this one-time bonus to the pension population was equal to the promised secondary indexation.

2016 inflation has been calculated. It amounted to 5.6%. In February 2017 accruals for the elderly were indexed by 5.4%, in April for the balance - 0.38%. Thus, even able-bodied old people did not remain offended; indexation of pensions for working pensioners was carried out in 2017.

Forecasts for 2018

As usual, in 2018, state benefits were indexed by 3.7% for disabled citizens of retirement age. In subsequent years, it is planned to increase state support by 4%. But this applies to pensioners who do not work, and beneficiaries.

Working citizens of the appropriate age will not be affected by this recalculation of benefits. Accruals will not be subject to indexation until the summer of 2018. A fair question arises when the pension for working pensioners will be indexed.

Attention! Leaving a job is the only situation that will allow a former employee of retirement age to return all missed indexations.

After dismissal, the pensioner will have the right to receive all indexations that he was not entitled to during his working life. This right will come from the next month after leaving the place of work.

To confirm their right to return indexation, a person must contact the nearest branch of the pension organization, submitting the following documents to employees:

a statement with a request to increase the monthly payment, as the right arose in connection with the dismissal;
work book, where there will be a mark confirming the fact of dismissal of the employee;
an employment contract signed by the head;
if the resigned was an individual entrepreneur, a lawyer or a notary, evidence of the termination of all labor activity should be submitted;
the main identity document of a citizen.

After the submission of all the required papers, the pension authorities will increase payments to working pensioners.

After May 2016, business leaders are required to report on the number of their employees currently performing duties or laid off.

Thus, the retired elderly employee will not need to apply to the Pension Fund, the employees will automatically index.

The state does not forget about the working old people. The Government of the Russian Federation has decided to make an annual recalculation of the allowance of older workers in accordance with the deductions of the employer. Such recalculation of compensation payments is made by no more than 3 points. The recalculation is carried out automatically, without requiring additional documents, it was decided for working pensioners to increase their pension in accordance with the deductions of managers.

Conclusion

So, the legislation for citizens of the elderly is not the same for all persons. Working old people do not have the opportunity to receive annual indexation, as disabled people do. Such a right comes to them only after they officially leave the workplace.

Indexation of pensions in 2018 in Russia will be carried out in three stages:

The moratorium on the indexation of pensions in 2018 will be maintained - that is, employed citizens who are already retired will be able to count only for recalculation from August 1 on accrued pension points for the previous year. All missed during the indexing moratorium, they will be able to receive.

In addition to the indexation of pension payments, in 2018 also in the basics of pension provision for Russian citizens, which will affect the conditions for retirement upon reaching retirement age and the formation of pension rights for working citizens. Another question that worries pensioners in connection with the new year is whether it will be (alas, no - this time there will be no such payment).

Indexation of pensions in 2018

According to the provisions of Law No. 400-FZ of December 28, 2013, insurance (labor) pensions of citizens must be indexed annually from February 1 to the inflation rate of the previous year, and if the PFR has additional financial resources, indexation is repeated on April 1. But in the new year the traditional The procedure for indexing labor pensions will change: their increase will occur 1 month earlier - already.

Social pensions and other social payments made by the Pension Fund, will be raised as usual on the actual level of price growth for 2017:

At the same time, an increase in insurance pensions. Recall that the indexation of pensions for working citizens was suspended in 2016 due to the difficult economic situation in the country. This freeze helped the state save 12 billion rubles. However, all missed indexations must be compensated to the citizen already.

Pension increase from January 1, 2018 (latest news)

In accordance with the law adopted by the State Duma on December 15, 2017 (introduced by the Government as) on changing the procedure for indexing insurance pensions in 2018 all types of this pension provision (for old age, for disability, for the loss of a breadwinner) should increase from January 1, 2018 by 3.7%. At the same time, the previous procedure for increasing labor pensions is suspended until the beginning of 2019, and this increase does not apply to working pensioners (see the text of the law below).

It should be borne in mind, however, that any insurance pension consists of two parts:

fixed payment(or PV) is a constant value guaranteed by the state (for all categories of recipients it is set in a fixed amount);
directly insurance part- this is an individual calculated value, which depends on the number of pension points earned during the work.

The January indexation will affect both parts of the pension as follows:

The fixed payout will be increased by 3.7% to a fixed amount 4982 rubles 90 kopecks, its increase or decrease is legally established for certain categories of citizens by law No. 400-FZ of December 28, 2013;
The insurance part of the pension directly depends on the points earned by the pensioner, the cost of which will increase by 3.7% from January 1 and will amount to 81 ruble 49 kopecks.

In 2017, the actual inflation in the country was fixed at no more than 3%. Consequently, the increase in pensions proposed by the Government by 1.037 times in 2018 formally covers the increase in consumer prices (although, of course, in terms of its absolute value, this increase will be very small - the increase will be even less than in previous years).

Increase in social payments to pensioners in 2018 from February 1

From February 1, 2018, there will also be an increase (indexation) of all social payments of the Pension Fund provided for various categories of citizens (disabled people, veterans, heroes of Russia, etc.). They are provided in the form of monthly cash transfers (CTS), an integral part of which is also a set of social services (NSS).

In general, the NSI consists of three parts (medicines, travel and sanatorium treatment) and is provided at the choice of the pensioner one of two ways:

in kind (that is, directly social services);
in monetary terms with the rejection of natural.

The cost of a set of such services (each part separately) is determined by law and increases in direct proportion to the growth of the monthly payment (UDV) - i.e. by the same percentage. In 2018, this increase is planned at a level of less than 3%, so beneficiaries will hardly feel such an increase. Preliminary values of the EVD and NSO in 2018 can be found in the table.

Thus, from February 1, 2018, it is planned to index social payments (including a set of social services) to the actual level of inflation of the previous year. In the draft Government Decree, this value was fixed at 3.2%, but the actual inflation will be less than 3%, so the increase will be even smaller (the same applies).

Indexation of social pension in 2018 from April 1 by 4.1%

A social pension is a special type of pension, which is characterized by the absence of a pensioner for any reason of seniority. Such a pension is assigned in a fixed amount approved by law. And, as a rule, the size of social pensions is significantly lower than estimated labor (insurance) pensions.

It should be noted that in the last two years there has been a decrease in the established growth rates of social pensions. So in April 2017, this type of pension was indexed by only 1.5%. In 2018, it is planned to reach the usual (pre-crisis) increase in the level of this type of pension provision - the projected increase in social pensions will be approximately 4.1% in April 2018.

Unlike labor pensions, the indexation of social pensions is tied to changing the living wage for a pensioner for the previous year. Therefore, the amount of indexation of insurance and social pensions for the same year may differ (although in both cases it is related to actual rise in consumer prices).

Thus, one of the positive changes in 2018 is a more tangible increase in the subsistence minimum (PM) in the country, including separately by region. At the same time, the established PM allows all non-working pensioners to receive additional payments (the so-called social benefits up to the living wage- federal and regional), if the amount of their pensions is below the approved values.

According to the legislation, the level of a citizen's pension must always be not below the subsistence level in the region where he resides (hence the Government's seemingly bizarre claims that “There are no low-income pensioners in Russia”- they all receive pensions in combination with other social benefits in the amount of at least the PM.

Since 2010, applications for the appointment of a pension have already included a section on receiving social supplements. If your pension was assigned before 2010, and you did not submit a separate application for an additional payment, and the amount of the pension is below the established subsistence level in the region, then you must independently contact the territorial bodies of the Pension Fund.

Pension increase in 2018 in Russia for working pensioners

The laws adopted in the State Duma do not provide for any changes for the working population receiving pensions for 2018. And this means that pensions will continue to be paid to working pensioners. without annual indexation.

Recall that the indexation of pensions was stopped in February 2016 for those citizens who continue to work, exercising their right to pensions. The Government's plans included not indexing pensions for working Russians up to 2019.

This moratorium on indexation of pensions operates as follows:

Those citizens who retired before February 1, 2016 and retained their jobs remain without an increase in their pensions from February 2016.
For citizens who have become pensioners, after February 1, 2016, when calculating the individual pension coefficient (IPC), all increases that took place on the date of the emergence of the right to a pension are taken into account.
If you continue working and at the same time receive a pension, all subsequent indexations from the moment of employment will not apply again.

Working pensioners have the right to increase the size of the pension only through an annual recalculation according to the employer. From August 1 of each year, the pensions of such citizens are increased by the number of points taken into account in the previous year for the period of employment and payment of insurance premiums during this period. But no more than 3 points per year!

An example of how working pensioners will recalculate pension indexation in the Pension Fund

A woman born on 05/01/1962 retired in 2017 within the terms established by law and continues to work. What indexation will be taken into account when determining the amount of the pension? And from what time will the pension stop being indexed?

The calculation of the pension for this woman will be made on the date May 1, 2017. When calculating the IPC, all approved pension growth indices will be taken into account, starting from 2015 to 05/01/2017.

The cost of one pension coefficient will be taken as of 05/01/2017 - this is 78.58 rubles.
The fixed payment, which is part of the insurance pension, will be taken into account, taking into account the indexation on the date of May 1, 2017, and is equal to 4805.11 rubles.

Further, subject to the continuation of paid work, all subsequent indexation of singing after the appointment will be suspended. Those. the indexation carried out will no longer apply to this woman's pension. And this will continue until she quits her job or is fired by her employer.

Indexation of pension after the dismissal of a working pensioner in 2018

In 2017, a law was adopted, according to which there was a change in the period for recalculating pensions after dismissal. In 2018, working pensioners will be able to receive a pension with all missed indexes already from the next month after the dismissal. At the same time, the pensioner himself will not need to additionally apply to the Pension Fund, since this recalculation is entirely based on the monthly reporting of employers!

Previously, after leaving work, the pensioner received a recalculation of the received pension, taking into account all indexations for three months:

the first month is the submission of reports to employers in the FIU about citizens working in the organization;
the second month - there was a loading of data on the fact of work in a single software package operating on a national scale;
the third is the adoption by the territorial body of the PFR of a decision on recalculation.

For citizens who stopped working in 2018, the period for accruing pensions is reduced, taking into account the indexations missed during the work period. This will be possible after the entry into force from January 1, 2018 Federal Law No. 134-FZ dated July 1, 2017.

However, the process of additional accrual of missed increases will be the same for technical reasons. will also take several months. But after that, when paying an already recalculated pension after 3 months, an additional payment will be made for the entire period since the termination.

This innovation applies only to laid-off after January 1, 2018. If a pensioner quit, for example, in December 2017, then the additional indexation of his pension will be carried out only from April 1, 2018 - without additional payment for the period from January to March (in other words, these months will be lost).

Latest news and latest changes in pension provision

As it has already become clear, the increase in pensions in the new year for most categories of pensioners (inconspicuous) or, as for a large category of working pensioners -. But in the new year requirements will rise to the already formed pension rights and the level of wages of Russian citizens for retirement:

No other significant changes are expected in the Russian pension system in 2018. In particular, the expected by many in the amount of 5000 rubles will not be paid in 2018- it was a one-time, one-time surcharge, which was due to all pensioners in January 2017 in exchange for the additional indexation provided for by law, which was missed in 2016 (and there is simply no reason to pay it in 2018).

And one of the few really good news for Russians is that a decision has not yet been made on what is relevant for those who are still working or planning to retire (including men born in 1958 and women born in 1963).

Will there be a one-time payment of 5,000 rubles to pensioners in 2018?

At the beginning of 2017, recipients of all types of pensions, regardless of the fact of work, received an additional payment in the amount of 5,000 rubles. This measure was necessary in the current economically unstable situation.

Against the backdrop of high inflation and the inability to carry out additional indexation of pensions in 2016, it was decided to make a lump-sum payment in addition to citizens' pensions (Law No. 385-FZ of November 22, 2016). Thus, the pensions of Russians were "conditionally indexed", many of whom took it simply as a gift for the New Year.

Currently, according to the Government, the economic situation in the country is normalizing. Over the past 12 months, consumer price growth (inflation) has not exceeded 3%, and pensions in 2017 rose by a total of 5.78% for two indexations.

The upcoming indexation of 3.7%, scheduled for January 2018, exceeds the inflation rate for 2017. Therefore, no additional lump-sum payments (5 thousand rubles or any other) will be made in addition!

Will there be an increase in the retirement age in 2018 (latest news)

In the past few years, the most discussed and acute for Russians is the issue of raising the retirement age. In many other countries, including post-Soviet ones, relevant decisions have already been made and are being implemented.

For example, from January 2017 in Belarus, the retirement age will be increased annually by six months until women reach 58 and men 63. In Kazakhstan, the same values \u200b\u200bare valid - for women at 58 years old, for men at 63 years old.
In many developed countries, such as Germany, men retire at 65 and women at 60.
In Ukraine, the Verkhovna Rada adopted a law on pension reform, which also includes an increase in the current retirement age.

Now this question is ripe in Russia. According to the Government, first of all it is interconnected with the fact that the duration of the working age is increasing in the country - i.e. about a third of Russians already stop working after retirement due to age.

However, so far, due to the great unpopularity of this measure, the Government of Russia has not yet made a final decision to extend the retirement age (although many consider this issue resolved and note that it will most likely begin to be implemented after the next presidential election, which will be held in March 2018 - but so far it's just a rumor).

How many points and seniority do you need to retire in 2018?

Since 2015, there has been a point system for calculating labor (insurance) pensions for citizens, in which the insurance premiums paid to the Pension Fund by the employer for their employees are converted from rubles into relative values (points). The amount of contributions recorded for the year is correlated with the limit of the recorded amount of contributions approved by the Government, to which 10 retirement points(this is the maximum that can be obtained in one year).

But in order to obtain the right to retire on an old-age pension within the generally established terms, it is necessary to comply three prerequisites:

the onset of the age established by law;
the presence of insurance (labor) experience;
the presence of an established value of the individual pension coefficient (IPC) or in other words, the amount of pension points.

It should be noted that this only applies to old-age pensions! Other types of pensions under compulsory pension insurance (disability, survivors) appointed independently on the duration of labor (insurance) experience and the number of points received.

Since 2018, a prerequisite for granting a pension upon reaching retirement age (now it is 55 years for women and 60 years for men) is the presence of 9 years of experience and 13.8 points individual pension coefficient (IPC).

An example of calculating pension points from 2015 to 2018

For a man born in 1965, he has an official salary before income tax (personal income tax) in the amount of 30,000 rubles (respectively, his salary for the year is 360,000 rubles). Suppose the salary of this citizen has never been raised since 2015. At the same time, deductions for the funded part of the pension are not made for him, since he was born earlier than 1967. Thus, the employer deducts insurance premiums for this man to an individual personal account in the amount of 16% of earnings before the deduction of personal income tax - that is, 16% × 360,000 = 57,600 rubles per year. Let's calculate how many points this man has earned since 2015, when the new pension formula began to operate.

For these purposes, the Government annually approves the so-called marginal wage, the amount of mandatory deductions from which in the FIU to the individual personal account of a citizen is 16%. Thus, the maximum established salary in the country from 2015 to 2018 is the following values (see table below).

In 2018, the insurance base for contributions to the Pension Fund will amount to 1,021,000 rubles in accordance with Government Decree No. 1378 dated November 15, 2017. Then the maximum amount of insurance premiums taken into account for the year, taken as 10 points, will be 163,360 rubles (an increase of almost 17% compared to 2017).

Therefore, each ruble earned in 2018 will “depreciate” when converted into pension points relative to 2017 immediately by 1 - (1 / 1.17) = 15%, and relative to the level of 2015 - by more than 30! Therefore, it is not enough to have only a constant high salary for the formation of decent pension rights. So that their volume does not decrease from year to year, according to the new pension formula salary must increase by at least 10% per year(see table above).

Let's go back to our example. To translate the monthly earnings of 30,000 rubles into points, you need to correlate the salary data (taking 16% of the annual earnings, which in this example will be 57,600 rubles per year) to the established limit values \u200b\u200band multiply by 10:

57600 / 113760 × 10 = 5.06 points earned by a citizen in 2015;
57600 / 127360 × 10 = 4.52 points in 2016;
57600 / 140160 × 10 = 4.11 points in 2017;
57600 / 163360 × 10 = 3.53 points will be earned in 2018.

Thus, in just 4 years, while maintaining the same level of wages (in this example, this is 30 thousand rubles per month) the number of accrued pension points decreased by 30%(in this example - from 5.06 points in 2015 to 3.53 in 2018). Thus, in the modern pension system

Recently, certain changes have been observed in the Russian pension sector. occurred in February and affected insurance types of payments, which increased by 4%. This change affected only non-working recipients of material assistance from the state.

One-time payment of 5000 rubles

In the second half of 2016, the second indexing was to take place. However, due to the crisis in the economy, it was decided to replace indexing.

The increase is a fixed value equal to . According to calculations, this corresponds on average to the increase that would be paid after full indexing. For example, with an increase in pensions by 8% and an average amount of security 13200 rubles the increase would be about 1000 rubles per month. Accordingly, the corresponding amount is collected in five months.

The payment is assigned to the following citizens:

persons receiving all types of pensions and state security payments;

citizens residing within the Russian Federation;

former military personnel who are entitled to pensions through law enforcement agencies, or who are entitled to two types of pensions.

The funds will be transferred to both the unemployed and employed pensioners. Only persons receiving a Russian pension and living in foreign countries are not entitled to this payment.

Advantages one-time payment:

savings for the Russian budget;

affects both working pensioners and those without additional income;

the opportunity to save for the Pension Fund, since interest is charged for the transfer of funds;

support for low-income citizens with a small pension, who are more profitable to receive such a transfer.

Flaws one-time payment:

the existing level of inflation is not compensated;

for recipients of high pensions, this option is less profitable;

the compensation will not affect the basic pension;

the payout will not appear in future indexing.

The payment delivery schedule will be carried out according to the dates set by the authorities. Pensioners will be able to receive 5000 rubles from 13 to 28 January 2017.

The results of the survey on the topic “Is the payment of 5,000 rubles a worthy replacement for the second indexation of pension benefits”

Indexation of pensions from February 1, 2017

Indexation is understood as the annual growth of pension payments associated with a decrease in purchasing power. Since 2017, it is planned to carry out indexing strictly in accordance with the current legislation.

The increase will affect insurance pensions. They are adjusted according to the amount of inflation accumulated based on the results of 2016. Insurance pensions will rise in line with the consumer price growth index for the previous year. For state security benefits, the change in the subsistence minimum is taken into account.

One-time compensation, which will be transferred to pensioners in January, will not be taken into account when indexing. The calculations will include the amount of payments formed at the end of the year.

According to Rosstat, inflation in 2016 amounted to 5,4% . It is this figure that will be used for further increases, but subject to adjustments at the end of the year. Growth of insurance pensions and social payments is made in February. The Pension Fund will spend an additional 327.3 billion and 262.3 billion respectively for implementation. The corresponding Decree on indexation was signed by Dmitry Medvedev on January 23, 2017. Later, a decision was issued to conduct a second indexation of 0.38%.

Together with the insurance pension, from February 1, social payments and the monthly income will increase. For example, disabled people of the 1st group will receive 3538.52 rubles, and war invalids - 5054.11 rubles.

Funded pension in 2017

According to the latest pension news 2017, freezing storage will remain until 2019. This measure was taken in 2014, and now the savings will be frozen for the fourth time.

According to the current pension system, the tariff for this type of pension is 6% for all citizens. The insurance part should provide pension payments to pensioners at the present time, and the funded part is used to form pensions for citizens who transfer insurance contributions. If you transfer it to a non-state fund, you can get a higher income in the future.

Due to the unstable economic situation, it was decided to use the funded pension to cover current expenses. Transfers made to citizens can be counted as retirement points. This will affect the final amount of the pension, but today it is impossible to say what its cost will be.

It was decided to increase the period of payment of the funded pension to 240 months. This value will be used to calculate the monthly amount of benefits that will be provided after retirement for life.

The Ministry of Economic Development believes that partially pension savings can be unfrozen since 2018. There are fears that it will not be possible to fully restore the frozen funds in the next three years. Therefore, a variant is possible in which the defrosting will be until 3%, and in the future will be increased to the required 6%. To this end, it is planned to introduce a system of individual capital, to which contributions from employers will be made. So far, there is no talk of abolishing the funded part, since this will negatively affect the confidence of citizens in state policy.

Pension for employed pensioners

Social pensions

Recipients social pensions are citizens who, due to certain circumstances, do not have the opportunity to earn a living on their own. This includes the following categories of persons:

disabled people of groups 1, 2 and 3, including minors;

children and full-time students who have lost their breadwinner;

reached a certain age.

Disabled pensions, like other social payments, are subject to indexation in accordance with federal law. This takes into account the growth of the subsistence minimum for pension recipients.

The state pension and social pensions are expected to increase from April 1, 2017. Payments will increase by 1,5% . In 2017, the average amount of this type of pension will be 8 803 rubles, and for children with disabilities and disabled since childhood of the 1st group - 13 349 rubles.

military pensions

Several types of payments are provided for military personnel and their families: for length of service, for the loss of a breadwinner, in the event of disability. The calculation of the pension is based on the amount of monetary allowance or salary that the military received. An increase in pension is possible due to regional coefficients that are valid for a certain area, as well as in the presence of certain ranks. The minimum pensions for this category of citizens are determined taking into account the calculated value social pension.

Military pensions in 2017 will be charged on a special basis. Previously, federal legislation regulated a certain amount of pension provision, equal to 54% from monetary support. Every year since 2013, this figure has been subject to an increase of 2% until it reaches 100%.

The new bill establishes a pension for former employees of the Ministry of Internal Affairs in the amount of 72,23% from the assigned pension - a reduction factor. Thus, indexation of military pensions in 2017 amounted to about 4% .

Indexation of military pensions in October 2017 will not take place. There is no information from the Government about the increase in the salaries of military personnel, respectively, military pensions calculated on their basis will not increase either.

Increasing the retirement age

Starting from 2017, it is planned to introduce an increase in the age required for retirement for employees of the state apparatus. The corresponding bill was adopted by the State Duma. Until the end of the year civil servants' pensions are accrued according to general rules, like other citizens in Russia (for women - from 55 years old, for men - from 60 years old).

According to the final version of the project, it is subject to increase sequentially from the beginning of 2017. The annual increase will be 6 months. As a result, it will be 63 years old for women and 65 years old for men.

The innovation will affect citizens holding government positions at the level of the country, subjects and municipalities. It is also planned to gradually increase the minimum length of service in the civil service, allowing you to retire, up to 20 years. The new rules change the period of work as a deputy in the State Duma and the Federation Council, which is necessary to receive a supplement to the insurance pension. Now for this you need to work 15.5 years in 2017.

Previously published information that the age for receiving a pension will increase up to 65 years for the male and female population of the country. The latest news from the Pension Fund informs that an increase in this indicator is not provided for citizens in the near future.

Living wage pensioner

When planning the state budget for the next year, the Government has reduced for persons of retirement age. In 2016, its value was 8803 rub., while the next year it is taken equal to 8540 rub. The material support for pensioners who do not have additional sources of income is being reduced.

This indicator is set at the federal level. However, regional authorities set their own PM, which may be more or less than the national indicator. If the payments assigned to the pensioner do not reach the PM, then he is entitled to a social allowance.

The decision to reduce this indicator is due to the fact that the rate of growth in prices for consumers has decreased, therefore, there has been a decrease in the forecast base.

Low-income pensioners who receive minimum pension, the level of material support will be maintained. In 2017, they will receive a pension no lower than that accrued in 2016. The federal budget will allocate several billion rubles for this. However, this measure will only last for one year. Citizens who become non-working pensioners in 2017 are guaranteed up to 8803 rubles.

Average pension in 2017

Taking into account the increase by the projected level of inflation, the average social pension will be 8 774 rubles. And 13229 rubles for disabled children.

Pension reform in 2018

What will be the pension of Russian citizens in the future, will show pension reform which may come into force in 2018. If the bill is passed, then the citizens of Russia will decide on their own how much money to put aside for retirement. After retirement, they will be able to use the accumulated capital.

As a result, the funded segment of pensions will be liquidated, and payments will consist only of the insurance part in the amount of 22% . The funds received will be enough to make current payments to pensioners. However, in the future it is necessary to provide workers with a decent pension.

As a result, such a scheme was developed. Citizens will be able to determine how much money should be transferred to retirement. The percentage can be 1 to 6. In automatic mode, the system will be applied to persons who are just starting to work or have begun to work quite recently. The rest of the citizens will have to write a statement.

The accumulative funds will be placed in non-state type funds. For those who first come to work, the choice of fund will be made automatically. For other citizens, there is an opportunity to choose an organization and, if necessary, change it. In the event of a fund change, the accumulated funds will be transferred to the new account in full.

If citizens already have a funded part, then for them the rate will increase from 0 to 6 percent. The increase will be 1% in year. You can suspend deductions at any time, but this period should not exceed 5 years. In case of need, a citizen will be able to withdraw funds before retirement age.

Conclusion

In 2016, changes regarding pensions affected various types of payments.

Freezing the storage part pensions will last another three years.

In the future, the option of partial defrosting of accumulations is possible.

The second indexation of pensions was replaced by a one-time compensation.

The lump sum payment in January 2017 will be 5 thousand rubles.

Pension increase in 2017 will be 5.8%.

military pensions increase from the beginning of next year.

For military pensioners, a one-time payment is also provided.

In the event of employment, the pensioner loses the right to indexing.

Working citizens of retirement age are entitled to recalculation of payments.

For the disabled and other recipients of social benefits, pensions will be indexed by 1.5%.

The increase in the age limit affected only employees of the state apparatus.

Will it raised retirement age, is subject to the adoption of a new reform and other changes in 2018.

The PM will decrease from 2017, however, for recipients of the minimum pension, payments will remain at the same level.

The new pension system implies the voluntary formation of a funded part by citizens.

The most popular questions and answers on pensions in 2017

Question: What year to expect raising the retirement age?

Answer: At present, this question remains open. The increase in the age limit required for retirement has been discussed for a long time. Under the current conditions, the pension system is not able to provide for the growing number of pensioners. In a few years, the deductions made for employees will not be enough to pay pensions. According to authorized persons, changes in this area will take place not earlier than 2018.

Question: How can you get lump sum payment in 2017?

Answer: To receive a one-time compensation, you do not need to apply to the Pension Fund. Funds will be available through the usual pension delivery schedule. If the January pension is issued in December, then the payment will be made additionally in January. You can clarify the procedure for receiving the supplement at the post office or other service that delivers pensions.

Question: How quickly can a pensioner receive a pension, taking into account indexation after dismissal?

Answer: A pensioner will be able to receive an increase only after a certain time after dismissal. It will take time for the responsible services to process the information received and adjust the amount of payments. If the dismissal occurred in September, then information about this will appear only in the reporting for October. The report to the Pension Fund will arrive only in November. In December, the FIU will make a decision to increase the pension, and the adjusted amount will be transferred from January.

Pension issues today remain one of the important tasks of the population. Working people and not only are interested in information about the increase in pensions in 2017 for old-age pensioners, as well as everyone is interested in the latest news related to changes in legislation.

Some points are already clear, but in addition there are a lot of unanswered questions. As you know, the governing state bodies have recently encouraged citizens about the abolition of the massive reduction in the pension sector.

It should also be noted that the percentage of indexation has become somewhat less than originally planned. There is no concrete answer for today about how much the pension will increase this year. After all, as a rule, this issue has not yet been resolved.

Undoubtedly, one can take into account the recent decision of the authorities to cancel indexation in September and replace it with a five thousandth payment. Such a measure unloads the budget, but does not solve many existing problems. That is why at the moment the government is thinking about other measures of stimulation.

I would like to believe the recent news, which says that Dmitry Medvedev has promised the indexation of pensions in full. Moreover, he noted the positive side, addressed to help pensioners, that in such an unstable economic situation one cannot leave them unattended. It is also planned to index a number of other payments in February.

It is known that many working pensioners were deprived of this privilege. Since the beginning of February, indexation has been carried out insignificantly, that is, by only 4%. Although it is worth noting that economic growth does not stand still, but is gaining momentum in all directions, not in a positive direction for the people.

Payment Details

In August 2016, the government decided to cancel the indexation of pensions, and replace it with a lump sum payment. This decision was approved by the authorities, and now every pensioner has the right to use these funds for their needs.

This payment applies to every pensioner, with the exception of citizens living outside of Russia. Moreover, it should be noted that such a payment does not need a specific application. The accrual will apply to absolutely every Russian pensioner. It doesn't matter if he's military or civilian.

As you know, in 2015 the system for calculating pensions has changed significantly. Now accruals depend on the insurance part, as well as the accumulative part. The first part is indexed annually. The accumulative is due to citizens who were born after 1967.

Pensioners already know that the pension increase is planned to be 2.6%, and it comes relatively from the subsistence level. The average pension will be 13,700 rubles. In April, it is planned to index by 2.4%. Military pensioners 2.5%, but not earlier than October.

It should also be noted that after the pensioner finishes his career, the recalculation of his pension accruals will be made taking into account past indexations. Working pensioners will receive an increase in pensions depending on how much contributions their employer has transferred to the pension fund.

Will accruals be increased for working people who are already retired?

The pension of a working citizen will be awarded points, as in the previous year. This procedure was fixed back in January 2015, that is, savings will be formed not in rubles, but in points. It is practically impossible to predict something in the long term, so even the authorities do not undertake to insist on it.

If we take military pensions into account, then the situation is rather more confusing than, for example, with “civilian” accruals. Moreover, it is known that the predicted increase in military charges in 2016, which was planned at a rate of four percent, did not happen, but was postponed to 2017. As a result, the size of the increase from 4% was “reduced” to 2%, and this is exactly the accrual provided by law.

Of course, every pensioner monitors outgoing "innovations" or cancellations regarding pension accruals. After all, the economy of all spheres of activity significantly affects the individual budget of each. On the basis of which news, as well as changes in accruals, do not go unnoticed, especially for people of retirement age. Moreover, to date, there are no exact answers to the questions posed by citizens.

Announcement

The increase in pensions in 2017 for old-age pensioners, as well as the latest news, excite the people. And this is not surprising, because almost every year the authorities make changes to the legislation that relate to each citizen of Russia individually. That is why it is necessary to follow all the news or changes that the State Duma adopts.