The insurance part of the pension for military pensioners. Second pensions for military pensioners and calculation procedure

Military pensioners receive a military pension through law enforcement agencies (Ministry of Defense, Ministry of Internal Affairs, FSB and a number of other law enforcement agencies): for length of service or for disability.

Many military retirees, after leaving military service and receiving a military pension, continue to work as either employees in non-military positions or as individual entrepreneurs.

In this case, subject to certain conditions, they also have the right to receive a second - old age insurance pension through the Russian Pension Fund.

The right of military pensioners to an old-age insurance pension

In order for a military pensioner to receive the right to an old-age insurance pension, the military pensioner must be registered in the compulsory pension insurance system and insurance contributions must be received into his insurance individual personal account (SNILS).

Information about

Civil experience,
- insurance contributions accrued and paid to the Pension Fund,
- the amount of wages, as well as
- periods of work in civil organizations,

Reflected on the insurance individual personal account (SNILS) in the Pension Fund, and will determine the right of a military pensioner to an old-age insurance pension and possible payment from pension savings.

The insurance individual personal account number (SNILS) is indicated on the insurance certificate of compulsory pension insurance (“green card”).

It can be obtained by personally contacting the territorial body of the Russian Pension Fund at the place of registration or actual residence.

To do this, you must fill out a form of the insured person and present an identity document.

Conditions for assigning an old-age insurance pension to a military pensioner

In accordance with the new procedure for the formation and calculation of pensions, which is being gradually introduced from January 1, 2015, military pensioners can be assigned an old-age insurance pension through the Pension Fund of the Russian Federation subject to simultaneous compliance with certain conditions.

For reference.
On January 1, 2015, Russia introduced a new procedure for the formation and calculation of pensions in the compulsory pension insurance system.
The concept of “labor pension” is being removed from legislation. It will be transformed into an insurance pension, the assignment of which will be carried out according to the new pension formula.
In accordance with the new pension formula, the pension capital of citizens will be recorded each year in pension points - individual pension coefficients.
Accumulated pension points will be converted into rubles when an insurance pension is assigned. At the time of retirement, pension points for each year are summed up and multiplied by the value of the point. This value of pension points will increase annually.

Conditions for assigning an old-age insurance pension to a military pensioner:

Reaching the generally established age - 60 years for men, 55 years for women.

For example, in the case of working in the North, working in “difficult conditions”, etc.

Having a minimum insurance period, not taken into account when assigning a pension through the law enforcement department (civilian service experience).

Before January 1, 2015, it was 5 years, from January 1, 2015 it is 6 years, and starting from January 1, 2016 it will increase annually by 1 year to 15 years in 2024 (note that officials did not mention any increase in the retirement age They say?).

Availability of a minimum amount of individual pension coefficients (points)

For 2015 The minimum amount of individual pension coefficients (points) is set in the amount 6,6 and will increase annually up to 30 in 2025.

Compliance with this condition was not required of those military pensioners who applied to the Pension Fund for an old-age insurance pension before 2015.

Availability of an established military pension for long service or disability through a law enforcement agency.

For reference.
When calculating the insurance and general work experience of military pensioners for the purpose of assigning an old-age insurance pension, it does not include periods of service preceding the assignment of a disability pension, or periods of service, work and other activities taken into account when determining the amount of the long-service pension in accordance with the Law of the Russian Federation. Federation dated February 12, 1993 No. 4468-I “On pension provision for persons who served in military service, service in internal affairs bodies, the State Fire Service, authorities for control of the circulation of narcotic drugs and psychotropic substances, institutions and bodies of the penal system, and their families."

Documents required to assign an old-age insurance pension to a military pensioner

To assign an old-age insurance pension, a military pensioner must contact the territorial body of the Pension Fund at the place of his registration.

If the residence address of a military pensioner is not confirmed by registration, then at the place of his actual residence.

To assign an old-age insurance pension to a military pensioner, it is necessary to submit an application and the following documents to the Pension Fund:

Passport;
- insurance certificate of compulsory pension insurance;
- a certificate from the body that provides pensions through the law enforcement agency.
This certificate must contain information about the date from which the military pensioner receives a military pension, about the periods of service preceding the assignment of a military disability pension, or periods of service, work and other activities taken into account when determining the amount of a military pension for long service;
- documents confirming “civilian” experience (work book, employment contract, certificates issued by employers or relevant state (municipal) bodies, etc.).

Military retirees who have worked in civilian institutions before 2002 may submit documents confirming their average monthly earnings for any 60 consecutive months before January 1, 2002.

For military pensioners, pension savings (and, accordingly, a funded pension) can be formed in the following cases:

- if they are citizens born in 1967 or younger, for whom insurance contributions were paid for a funded pension while working in civil organizations;
- if they are the owners of a certificate for maternal (family) capital and have used its funds to accumulate a future pension;
- if they are participants in the State Pension Co-financing Program;
- if they are men born in 1953–1966 or women born in 1957–1966, for whom insurance contributions were paid for a funded pension while working in civil organizations from 2002 to 2004.

If a military pensioner has already received an early retirement pension in old age, but pension savings have not yet been paid to him, he has the right to apply to the territorial body of the Pension Fund at his place of residence (or to a non-state pension fund, if his pension savings are formed there) with an application to establish payment from pension savings, a passport and a certificate of compulsory pension insurance.

If a military pensioner who has pension savings funds applies for an old-age insurance pension for the first time, he can simultaneously be assigned an insurance pension and the type of payment of pension savings funds can be determined:

One-time payment
- urgent payment,
- payment of funded pension.

Features of the appointment and payment of old-age insurance pensions to military pensioners:

Military pensioners are granted an old-age insurance pension excluding fixed payment(fixed base amount in the previous pension formula).
Old-age insurance pension paid to a military pensioner, indexed annually by the state.
If a military pensioner continues to work in civilian institutions after the appointment of a second pension,

The second pension for military personnel from January 1, 2019 will be indexed on an equal basis with the pensions of other citizens. It is also planned to introduce an annual increase in the size of the basic military pension. However, not everyone can apply for a second cash benefit, but only those who fall under the terms of the program.

Features of receiving a “double” pension

Military service implies earlier retirement than for civilians. At the same time, people working in this field have a strong character; they remain active and productive at the age of 45, so they often continue to work in civilian life.

Normal activity means that a military pensioner (more precisely, the employer does this for him) makes contributions to the Pension Fund. Therefore, he is a participant in the OPS system. Participation in the insurance system allows citizens to qualify for a second pension under special conditions prescribed in Federal Law No. 400-FZ.

As in the case of ordinary citizens, registration of this pension will require submitting a certain package of documents to the regional Pension Fund. Actually, the sequence of registration itself is not much different from what happens among ordinary Russians. More differences lie in the calculation of the pension itself.

Military pensioners receive monthly contributions from the Russian Ministry of Defense. Those of them who have the right to receive a second pension can address this issue to the Pension Fund. It is very important that the job a person takes after leaving the military is official. If the employer did not make contributions to the Pension Fund, then it is impossible to prove the existence of length of service - according to the law, such periods are not taken into account, since no financial receipts were made during them. The only way out is to sue the negligent employer.

Having an official job means mandatory registration in the OPS system. That is, a newly hired employee receives a personalized account in which all funds are accounted for. Proof of registration is SNILS - it is issued by Pension Fund employees. Moreover, it is not necessary to receive it personally. You can do everything through the MFC or even make such a request to your new employer.

Having a job is not the only requirement for a “civilian” military retiree. Additionally, he must fulfill a number of simultaneous conditions:

Reach retirement age. Generally accepted figures for 2019 are 55 years for females, 60 years for males. This indicator may be adjusted due to special working conditions. For example, working in the Far North or in dangerous working conditions allows you to start receiving a second pension ahead of schedule.
A certain insurance period. Moreover, when calculating it, periods of military service are not taken into account. For those due to retire in 2018, the minimum service requirement is 9 years. In 2019, this figure will reach 10 years. A further gradual increase is planned, up to 15 years by 2024. The length of service may be less, provided that the person worked in the Far North or performed high-risk work.
Availability of a certain amount of minimum individual pension coefficients. Here, too, their size depends on the year of retirement. For 2018, the minimum threshold is 13.8 points, and in 2019 it will increase to 16.2 points. Until 2025, the size will increase annually up to 30 points.

It is noteworthy that the absence of a military pension makes such a citizen the same as all other persons. If he receives benefits from the military department for disability or length of service and at the same time has received the right to a “civilian” pension, then the amount of his financial income will increase, since there will already be 2 payments.

For those military personnel who were exposed to man-made harmful effects or received a disability during their service, a civilian pension is also possible on more lenient terms. In particular, they can start receiving subsidies earlier than they turn 55 and 60 years old for women and men, respectively.

Amount of the second pension for the military: calculation procedure

Military pensioners began receiving a second pension in 2015, after the law “On Insurance Pensions” was passed. To calculate the due payment, a special formula is used:

SP = IPK * SIPC

where SP is the insurance pension, IPC is individual points, and SIPC is the value of the pension coefficient.

The more points a military pensioner is able to accumulate, the greater the amount of payment due to him will be. To increase the size of the IPC, you can:

increase your insurance period;
strive to increase your salary.

All together leads to an increase in the amount of the IPC, and this directly affects the size of the payment.

The main difference between an insurance pension for military personnel is that the amount of payments does not include a fixed payment, which is due to ordinary citizens.

Let us remind you that the fixed payment of the insurance pension for 2018 is 4,982.90 rubles. And the cost of a point for a 2018 pension is 81.49 rubles. Consequently, ordinary pensioners this year receive payments calculated according to the formula:

SP = IPK * 81.49 + 4,982.90

For the military, the amount of payments is slightly different - it does not include a fixed payment, that is:

SP = IPC * 81.49

Example. Starovoitov and Seliverstov are two neighbors who receive an old-age insurance pension. However, Starovoitov additionally receives a military pension. In civilian life, he was able to accumulate 16 individual points, which allowed him to retire in 2018. The amount of his payment was: 16 * 81.49 = 1,303.84 rubles. Seliverstov’s pension turned out to be larger, although he retired along with Starovoytov. The size of his individual points was 17. Hence the pension is equal to: 17 * 81.49 + 4,982.90 = 6,368.23 rubles.

Many civilians have expressed their dissatisfaction with double payments to military pensioners. However, it was these people who defended their country, and not only in times of peace. In addition, in most cases the payout is very small. It is deserved by work experience and work. And the military pension is paid entirely by the military department, and not by the Pension Fund.

Military pensions have not been indexed for a long time. In 2018, it was decided to begin recalculating amounts to equalize the level of payments and inflation. However, the indexation itself has been postponed several times. It is currently scheduled to be produced in October. But it is possible that the increase will again be postponed to January 1, 2019.

As for the indexation of the insurance pension, it occurs annually. However, the amount of the increase is insignificant due to the small size of the payment itself. Moreover, the value of the point is indexed in the second military pension. The last such increase occurred at the beginning of the year. Then SIPC grew by 3.7% and reached the current value of 81.49 rubles.

When indexing, the maximum increase limits are also taken into account. Therefore, military pensioners, as well as civilians, should not count on high growth in 2019.

Registration procedure

Before proceeding with the registration of the second pension, the military man should make sure that he falls under the conditions described by the program. If everything is correct, then he needs to go to the regional branch of the Pension Fund of the Russian Federation at the place of registration or actual residence. It is noteworthy that military employees of the Pension Fund do not assign pensions themselves. The entire procedure is initiated only after submitting a written application. Moreover, you can inform a higher authority in one of the following ways:

personally contact the Pension Fund or ask a third party to represent your interests, but provided that he has a power of attorney;
contact the personnel department at your place of work (in this case, you will not have to contact Pension Fund employees at the application stage);
send a package of documents and an application by mail;
use the help of a multifunctional center (they not only explain the entire procedure, but also help collect documents, check their correctness and compliance with the program).

Increasingly, people are also using remote communication channels with the Pension Fund of Russia. You can submit such an application on the official website of the service or through the State Services portal. However, in both cases you will have to first register in the system. Without this, you will not be able to submit an application.

The future recipient of the insurance pension submits to the Pension Fund not only an application, but also a special package of documents, on the basis of which it is decided whether he is entitled to payment or not. The list of papers includes:

an identity document (most often a passport of a citizen of the Russian Federation);
SNILS;
certificate confirming receipt of a military pension;
labor record (original, if the pensioner has already finished working);
documents confirming the fact of having experience, which is not reflected in the work book for one reason or another);
salary certificate for the last 5 years (needed provided that this period includes periods before 2002);
information about dependents.

This list may be supplemented depending on the situation. For example, if a woman changed her last name after marriage, she confirms this with the appropriate papers. You can also attach certificates of incapacity for work and other documents according to which you can count on additional benefits from the state.

After the pension is established, payments are accrued to him in the most convenient way. The Pension Fund of Russia is ready to do this through the Russian Post, bank (transfer to a bank card) and even to your home or at the cash desk of a service organization. If desired, the method can be changed at any time by writing a statement.

The law concerning pension provision for former military personnel and equivalent categories of civil servants, namely the establishment of an additional, second pension, adopted in mid-2008, was received with satisfaction by the “sovereign” people.

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Naturally, many people still had questions at that time: can everyone qualify for a legislative increase, what are the additional conditions, how its amount is calculated, the procedure for registration, and so on.

Since then, the calculation of old-age pensions has changed, which also affected the procedure for assigning bonuses. Therefore, coverage of the topic under consideration is relevant to this day.

Is it possible to

Let us remember that in the recent past, military personnel and all other employees of law enforcement agencies upon leaving service received only one, state benefit, and, as a rule, they were still far from reaching 60 years of age.

Upon reaching this age, they could convert their military pension to a civilian one, but at the same time had to abandon the military one. That is, it was impossible to receive two benefits at the same time.

This continued until a certain military pensioner V.V. Naumchik, having worked for a long time under an employment contract, with pension contributions to the Pension Fund of the Russian Federation, filed a complaint with the Constitutional Court (CC) of the Russian Federation regarding the refusal of the pension authorities to accept an application for appointment to him insurance pension payments.

The applicant’s argument: if the employer transfers money for him to the compulsory pension insurance system, then why is the employee, even if receiving a military pension, deprived of the opportunity to get his money back as the insurance component of a civil pension.

The 18 members of the Constitutional Court, led by its chairman V. Zorkin, could not oppose anything to this logic. The result was that the claim was satisfied, but the case developed further.

The Constitutional Court declared the existing practice regarding the pension rights of former military personnel unconstitutional and issued a ruling to the legislative body of the Russian Federation, which recommended changes to the legislative framework.

The result was the adoption of the law of July 22, 2008, which amended the Law on Pension Assignment, as well as the Law on Pension Provision for Military Personnel.

On July 25 of the same year, the Law came into force. From now on, military pensioners, upon reaching the retirement age established for everyone, have the right, subject to certain requirements, to receive a second, “civilian” pension.

The law applies to legal relations arising from the beginning of 2007. This means that the insurance period for the assignment of the second pension is taken into account from the specified time.

What are the necessary conditions for this

Achieving a uniform retirement age set by the state for everyone: 60 years for men and 55 for women.

At the same time, a lower retirement age remains for certain categories of citizens: work in the North and equivalent areas, as well as military personnel who took part in the liquidation of the Chernobyl accident, emergency emissions at the Mayak association, who were exposed to radioactive radiation at the Semipalatinsk test site.

Minimum insurance period. For 2019, this value is 7, by 2024 it will be increased to 15 years (12 months - annually).

The smallest value of the individual pension coefficient (points):

Military pension for long service or disability, assigned by law enforcement agencies.

Calculation of the second pension for military pensioners

In accordance with the Law of the Russian Federation, starting from 2019, a new methodology for the formation and calculation of pensions in the compulsory pension system is being established. The point system is used as a basis. Payments consist of three parts: fixed, and. The “labor” pension is replaced by the “insurance” pension.

The first part is established once a year by the state and does not depend on the results of the worker’s work. For example, for 2019 a fixed payment is assigned in the amount of 4558.93 rubles.

The remaining two parts are formed from the employee’s pension capital, which is increased by the employer’s insurance contributions. These transfers are accumulated on the citizen’s personal personal account (SNILS).

The measure for assessing the future pensioner’s contribution to the insurance part of his pension is the pensioner’s individual coefficient (point), the value of which is established by law. In this case, the accumulation part is formed in the old way.

One pension point for 2019 is valued at 74.27 rubles. The possible number of points earned during the year (annual pension coefficient - APC) is calculated using the formula:
Where:

In addition, there are increasing coefficients that take into account certain circumstances: caring for a child, a disabled minor, a group I disabled person, conscription service and some others.

The insurance pension assigned to a military pensioner upon final retirement is calculated using the formula: Where:

It should be clarified that the point system has been in effect since 2019. Pension rights that have arisen up to this point are also realized through pension points according to the formula: Where:

Attention: a fixed payment towards the second (insurance) pension for former military personnel is not provided for by law.

How to calculate future payments yourself

Of this amount, 6% is allocated to the solidarity part of the pension budget, from which fixed payments are paid to today's pensioners receiving an insurance pension.

The remaining 16%, at the request of the employee, can be distributed in two ways:
all 16% goes to the formation of his future insurance pension;
10% goes to the insurance part, and 6% to the savings part.

At the end of the year, by contacting your local pension fund, you can find out the amount of insurance contributions received into your personal account.

Dividing it by the annually established level of insurance premiums for citizens and multiplying the result by 10, we obtain the required annual pension coefficient. It is expressed as a number with three decimal places.

Its size is limited by law. So, for 2019 it cannot exceed the following values:

Example

An employee of the Ministry of Internal Affairs resigned from the authorities in 2001, after which he got a job under an employment contract in a civil organization. In 2019, he turned 60 years old and becomes eligible to receive an old-age pension.

His insurance experience since 2007 has been 9 years, which exceeds the required 7 years for 2019. The average earnings during this time were 24 thousand rubles; 414,720 rubles were transferred to the pension fund.

The annual coefficient of a pensioner is equal to (average annual contributions to the Pension Fund): The maximum contribution base in 2019 is set at 796 thousand rubles. Contributions from it amount to 127,360 rubles (less than 7.83 when deducting only the insurance part of the pension): The IPC for the entire insurance period will be:Multiplying the cost of a pension point for 2019 - 74.27 rubles by the number of IPC points, we get:

Recently, military pensioners have received the right, in addition to the pension assigned “through” the Ministry of Internal Affairs, the FSB and other law enforcement agencies, to apply for a regular old-age insurance pension (hereinafter also referred to as SPPS), that is, ultimately, to receive two pensions at once.

What requirements are imposed in this case and are there any restrictions? More on all this and more below.

Definitions

A military pensioner is a citizen of the Russian Federation who receives pension payments for long service or disability from the Ministry of Defense, the Ministry of Internal Affairs, the FSB or another law enforcement agency.

SPPS is a cash payment made monthly by the Pension Fund to a person entitled to it in accordance with Federal Law 400 of December 28, 2013 “On Insurance...” (hereinafter referred to as Federal Law No. 400).

Fixed payment - an additional payment to the main part of the SPPS, assigned to all categories of pensioners, except for those specified in Part 1 of Art. 16 Federal Law No. 400.

basic information

Pensions for military personnel and employees of law enforcement agencies are assigned according to the rules established in the Law of February 12. 1993 No. 4468-1 “On pensions...”. The rules of this Law differ from those provided for by Federal Law No. 400.

Despite the fact that military personnel retire earlier, when working after retirement they acquire the right to a regular “civilian pension” without losing the rights to a “military” one. To make this possible, it is necessary to comply with standard conditions for length of service, the number of pension points, etc.

Legislation

The main regulatory regulator of the procedure and conditions for paying the insurance part of pensions to military pensioners is Federal Law No. 400.

The procedure for maintaining personalized records of persons insured in the OPS system is specified in 27-FZ of April 1, 1996 “On Individual...”.

Possibility of obtaining

Previously, law enforcement officers were entitled to only one pension.

Everything changed when a certain military pensioner V.V. Naumchik filed a complaint with the Constitutional Court of the Russian Federation complaining about the unjustified refusal of the Pension Fund to return to him the insurance premiums paid by the employer in accordance with the employment contract (Naumchik, in addition to military service, also worked in civilian life for a long time ).

18 members of the Constitutional Court, headed by Chairman Zorkin, granted the applicant's request.

The result was the adoption of 156-FZ of July 22, 2008 “On Amendments...”. 3 days later, on July 25 of the same year, the law came into legal force. This day can be considered the day when military pensioners were officially given the right to receive two pensions at once - “military” and “civilian”.

Conditions of appointment

According to the Pension Fund website, as of 2017, the following conditions apply for assigning a “civilian” pension to a military pensioner:

presence of registration in the OPS system, that is, the presence of SNILS and OPS certificate, otherwise the employer will not be able to pay insurance contributions to the Pension Fund of the Russian Federation, accordingly, there will be no right to assign an SPPS;
according to Part 1 of Art. 8 Federal Law No. 400, a pensioner must reach 60 years of age (for men) or 55 years of age (for women);
work experience, according to Part 2 of Art. 8 Federal Law No. 400 – at least 15 years (see note below);
the number of pension points is at least 30 (see note below).

Note. According to Art. 35 Federal Law No. 400, the minimum length of service in 2015 was 6 years, and will then increase by one year until it reaches 15 years by 2024, after which the increase will stop.

The same applies to pension points. To be eligible for SPPS in 2015, you needed a score of 6.6. With each subsequent year, the minimum required coefficient will increase by 2.4 until it reaches 30.

Visual information is in the table below:

Rules for registering the insurance part of pensions for military pensioners

Here are the design rules:

checking compliance with conditions regarding length of service, number of pension points, age, etc.;
collection of necessary documents (list below);
choosing a method for submitting an application for the appointment of an SPPS;
waiting for the Pension Fund to review the application and accompanying documents (as a rule, the review period is no more than 10 days).

Ready. The pension will be assigned from the day the military pensioner applies for it (Part 1, Article 22 of Federal Law No. 400). The applicant also has the right to choose the method of delivery of the pension in accordance with the provisions of Part 13 of Art. 21 Federal Law No. 400.

Package of documents

According to information from the official website of the Pension Fund of Russia, in order to assign an SPPS, a military pensioner must contact the local branch of the Pension Fund of the Russian Federation at the place of residence or registration, collecting a package of the following documentation:

general passport;
OPS certificate;
certificate from the law enforcement agency providing pensions (Ministry of Internal Affairs, FSB, etc.) (the certificate must contain information from what date the applicant receives pension payments “through” the law enforcement agency, time periods of service, work or other type of activity taken into account when establishing pension accruals for long service or disability);
documentation certifying the number of years of “civilian” experience.

Note. If a military pensioner has civilian experience before 2002, he can provide documents certifying his average monthly income for any 5 consecutive years before January 1. 2002.

Nuances

Here are some nuances of assigning the insurance part of a pension to military pensioners:

in accordance with Part 1 of Art. 16 Federal Law No. 400, a fixed payment to the SPPS, which almost all “civilian” pensioners receive, is not provided to military pensioners (as of 2017, such a fixed bonus is 4805.11 rubles);
Requirements for work experience are established for the year a citizen reaches retirement age, and not for the year of applying for a pension.

Example:

A military pensioner reached the age of 60 in 2017 and decided to apply for SPPS. The minimum length of service for appointment in 2017 is 8 years. A military man is 1 year short – he has 7 years of experience in total.

The solution is to work for another year in civilian life, so that the length of service becomes 8 years. And despite the fact that in 2019 you will need 9 years of experience, a military pensioner will be assigned an SPPS.

Calculation rules

Since military pensioners are assigned an insurance pension without a fixed bonus, the formula for calculation will be as follows:

Pension amount = OSPB * SOPB, where:
- OSPB – total amount of pension points;
- SOPB - the cost of one penny. points (in 2017 – 78.58 rubles).

OSPB depends on:

amount pence points calculated before January 1, 2015;
amounts of points awarded after January 1, 2015;
increase coefficient, which is applied when deferring application for SPPS.

Is it possible to calculate it yourself?

It is almost impossible to calculate it yourself - after all, to do this, you need to adjust the total amount of pension points every year and sum them up. In addition, the Pension Fund, when applying to the applicant, takes into account other subtleties that are difficult to take into account when making an independent calculation.

However, the Pension Calculator service has now been launched on the official website of the Pension Fund of Russia, allowing you to calculate the size of your future pension. The calculator is not applicable only for military pensioners who have no “civilian” experience at all, but for other people it is completely applicable.

Remember that the calculator calculates the pension for the military, already adding a fixed bonus to it, therefore, after making the calculation, 4805.11 rubles should be subtracted from the result obtained (in 2017).

Sample

The police officer left the service in 2001, after which he began working under an employment contract in civilian life. In 2017, he turned 60 years old, which makes him eligible to receive SPPS.

Insurance experience – 9 years. In 2017, a minimum of 8 years is required, that is, the requirement is satisfied. The average salary is 24,000 rubles; a total of 414,720 rubles were transferred to the Pension Fund.

Let's calculate the average annual contributions to the Pension Fund:

414720 / 9 = 46080 rubles.

According to the PFR website, the maximum salary subject to insurance contributions, before deduction of personal income tax, is 73,000 rubles per month, or 876,000 rubles per year.

Multiplying 876,000 by 0.16 (16% - this is exactly how much goes to the funded and insurance parts of the pension, the remaining 6% - to the solidary part of the pension budget). We receive 140,160 rubles.

Let's calculate the number of pension points for 1 year of service by dividing the average annual contributions to the Pension Fund by the amount of insurance premiums paid:

46080 / 140160 * 10 = 3,288.

Finally, let's calculate the total amount of pension points for 9 years:

3,288 * 9 = 29,592.

Multiplying the resulting value by the cost of 1 pension point, we obtain the final size of the SPPS:

78.58 * 29.592 = 2325.34 rubles.

Inheritance

After the death of a military man, the wife and children can apply for a survivor's pension if receiving it turns out to be more profitable than the main one.

In addition, persons who worked from 2002 to 2004, men younger than 1953 and women younger than 1957, have savings funds remaining in their accounts, which can be received as a one-time payment within 6 months after the date of death of the military pensioner. Heirs of the 1st, 2nd and 3rd stages have the right to receive.

Military personnel have the opportunity to retire before reaching the statutory retirement age, so they receive payments for long service or disability. But even under such conditions, many citizens prefer to continue serving in various structures, engage in business, or work in the commercial or industrial sphere. Therefore, citizens participate in the OPS system, which must be confirmed by registration in a special system that specializes in personalized accounting. They are assigned a specific number, according to which all changes related to the pension rights of citizens are made. Upon reaching 60 years of age, they are assigned a second pension for military pensioners.

When is the payment due?

Important! To complete it, you need to collect certain documentation, which, together with a written application, is sent to the Pension Fund, and a branch located at the applicant’s place of residence is selected for this purpose.

The payment is determined according to almost the same principles and conditions as a standard insurance pension. But its calculation has some nuances, and the serviceman independently determines in the application which method of receiving money will be used. Other important points about receiving payment include:

Until the age of 60, citizens must continue to work officially, and you can not only get a job in any company, but even start your own business;
the second payment is transferred simultaneously with the standard pension, previously issued through the military institution where the citizen served;
employment must be official, therefore, it is necessary to transfer insurance contributions to the appropriate fund;
According to Federal Law No. 400, military personnel must register with the OPS, since all payments are recorded on a personalized account.

The certificate that confirms registration is SNILS, which is available to every officially working citizen. The document is presented on a special green laminated card. It can be obtained by personally contacting an employee of the Pension Fund branch or with the help of the MFC. You can also fill out the appropriate application when applying for a job, after which the organization’s employees will independently request the document.

What requirements must be met?

A second pension for military personnel after 60 years of age is granted only if specific conditions are met. This includes:

Requirement	Its features
Age	The military age must reach a certain value, and for men it is 60 years old, and for women 55
Experience	The minimum required is a certain amount of experience, which increases every year, and by 2024 its size will reach 15 years.
Odds size	The coefficients, which are unique to each working person, must also be present in a minimum number, and they increase every year, so by 2025 they will be equal to 30
Other requirements	It is required to confirm that the serviceman is already receiving a pension and therefore is applying for a second payment

Important! In certain situations, requirements related to age or length of service may be reduced, since if citizens work under difficult or dangerous conditions, then their length of service is calculated according to a special scheme.

Beneficiaries include pensioners who have been exposed to any man-made impacts during their service, as well as those who have been injured in the service, and therefore have been assigned a specific disability group. They can count on a second pension before reaching 60 years of age.

How is the payment amount calculated?

The procedure for calculating the second pension for military pensioners at the age of 60 is considered simple and clear, so each person applying for this payment can independently determine its size. The calculation rules are contained in Federal Law No. 400, and the formula used for this process is indicated here:

The amount of the pension = the number of individual points accrued during work * the cost of 1 point, determined on the day when the payment is established.

Due to this formula, each military pensioner has the opportunity to independently make calculations. It is clear from it that the amount of the additional payment depends entirely on the number of points accumulated previously during work. The number of such points depends on factors:

length of work experience;
the amount of salary that should be official.

Important! The above formula is suitable for military personnel who started working in 2015, and for people who started working earlier, the pension rights available to citizens are converted into the corresponding points.

The second pension for military pensioners and its calculation assume that there is absolutely no minimum fixed payment, so it is calculated solely by taking into account the citizen’s length of service and salary. During the calculation, certain periods are necessarily excluded from the length of service, which include:

the length of service that was carried out before the disability payment was awarded;
service or work for those periods that were taken into account when calculating the long service pension.

Thus, the amount of this payment will not be too large, since the short period of service is taken into account. It follows from this that the number of points will be low.

Calculation example

For example, an employee of the Ministry of Internal Affairs finished work in 2007, and was then employed by a commercial company on the basis of a standard contract. In 2016 he turns 60 years old, so he can receive a standard pension assigned upon reaching this age. Next you need to determine the number of points. Since 2007, a citizen has worked for 9 years, and for 2016 the minimum indicator is 7 years.

The average earnings for this period are equal to 28 thousand rubles, and the following were transferred to the Pension Fund for 9 years: 483,840 rubles.

Average annual contributions to the Pension Fund are equal to: 483840/9= 53760 rubles. In 2016, the maximum base from which contributions are calculated is 796 thousand rubles, of which contributions are equal to 127,360 rubles, so the number of points for the year is equal to: (53,760/127,360) * 10 = 4.22.

Over 9 years, the number of points is: 4.22*9=37.98

The cost of 1 point in 2016 is 74.72 rubles, so the pension amount is calculated: 74.72 * 37.98 = 2838 rubles.

Important! The above example is conditional, since some data may differ significantly in different regions, therefore, it is necessary to clarify the correct amount of the pension from the employees of the Pension Fund branch located at the citizen’s place of residence.

Some regions apply additional coefficients that increase the insurance pension, and these are used for people who served in conscription or who have dependents. Other unique characteristics of each applicant are also taken into account.

When can you apply for a second pension?

You can apply for this payment at any time when you become eligible to receive it. To do this, all conditions must be met, and in 2017 these include:

reaching a specific age when people can retire;
insurance experience, which should be at least 8 years;
points cannot be less than 11.4;
We need documents that confirm the transfer of payments for military service.

How to apply for a second pension for military pensioners upon reaching 60 years of age? To do this, you need to prepare some documentation and draw up an application correctly. Federal Law No. 400 states that payment is assigned from the day the citizen applied for it. It is allowed to submit documents until the moment when the right to receive a pension becomes available.

Where should I apply for payment?

A second pension is assigned to military pensioners of the Pension Fund. Moreover, you can choose a department based on various criteria:

at the place of registration of the citizen;
at the place of his stay, but the absence of a permanent place of residence must be confirmed by documents;
at your place of residence.

Even if a person has the right to this payment, it will not be assigned to him until he independently draws up and submits the corresponding application and other documents to the Pension Fund. The application, together with other documents, can be submitted to the Pension Fund office in different ways:

in person, why you need to visit a branch of the institution;
using the help of the principal, but for this purpose a power of attorney is drawn up and notarized for him;
with the help of the personnel service at the place of work;
sending documentation to the Pension Fund by mail;
contacting the MFC, with this organization acting as an intermediary;
submitting documents via the Internet, for which you can use the State Services portal, but for this you need to register and log in to the system in advance.

Thus, if a military pensioner does not independently process this payment, then it will not be transferred to him. Payment is assigned only upon application.

What documents are being prepared?

To process the payment, it is important to understand what documents are needed for a second pension for military pensioners. For this purpose, a complete set of documentation is prepared. This includes:

citizen's passport;
SNILS;
documentation confirming that the person is receiving a military pension;
employment history;
a certificate containing information about length of service that is not indicated in the work book;
a certificate that must be obtained at the place of work 60 months in advance;
data on the presence of dependents, represented by minors or children who have not yet turned 23 years old, and at the same time they are studying at a university on a full-time basis.

Other documents may be required, for example, if you change your last name or have a disability, as well as if you are able to use various benefits. If a representative applies for a pension, he must have with him a passport and a power of attorney certified by a notary.

How are funds paid?

In the process of applying for a second pension, you will need to draw up an application indicating the method by which the payment will be transferred. To do this, you can choose one of the options:

receiving funds at Russian Post offices;
using the services of postal workers who bring money directly to the recipient’s home;
transfer of pension to a bank card;
drawing up an agreement with a company specializing in the delivery of pensions, and PF employees can provide applicants with a complete list of such organizations.

If over time the chosen method becomes inconvenient, it can be changed.

How is the second pension indexed?

This payment is indexed annually by government agencies, and for this purpose the inflation rate is taken into account, which is prescribed in Art. 18 of the Law “On Insurance Pensions”. It is possible to repeat the procedure for increasing payments in April.

In 2016, due to a significant crisis, indexation was set even below inflation, but this was a temporary solution. In 2017, indexation was 5.4%, and additionally in April of this year the pension was re-indexed by 0.38%. If a military retiree continues to work, the number of points accrued increases.

The second pension, intended for military pensioners, can be received only if certain conditions and requirements are met. It is calculated using a simple and accessible formula, so citizens themselves can use it. The pension is transferred only after submitting a corresponding application and other documentation to the Pension Fund. It is regularly indexed and depends on the points awarded. Funds can be transferred in different ways, so the specific method is chosen by the applicant himself in the process of preparing the application.