Problems of the student family and their solution. Student family - good or bad

INTRODUCTION 3

1. SPECIFICITY OF THE STUDENT FAMILY.. 4

1.1. Concept and general characteristics student families. 4

1.2. Family types. 6

2. MAIN PROBLEMS OF THE STUDENT FAMILY .. 15

2.1. Study and family. 15

2.2. Problems student family and their solution. 20

CONCLUSION. 24

The relevance of this topic is due to the following.

Considering the course that the state has taken to solve demographic problems, increase the birth rate, and public health, the study of the student family is of interest. In addition, it is obvious that a very large group of the population belongs to the students, in the light of which, the study of its problems is also of interest, since very many are interested in solving them. Well, the very fact that the author of the work refers to students determines his personal interest in the topic under study.

The student family is a rather complex and still little-studied object of research. Accordingly, there is not much literature on this topic, as a rule, studies refer to the late 80s, early 90s of the last century.

In our study, a student family is understood as one in which both spouses are full-time students of higher education. educational institution, i.e., homogeneous (homogeneous) in terms of the social status of the husband and wife. This is a young family in which the spouses are no more than 28 years old, and the experience of family life does not exceed 5 years. Children in student families are usually of preschool age.

The student family, due to the closeness of the ideological and moral characteristics of the spouses, has the potential ability to function successfully. However, there are a number of transient socio-economic, pedagogical and administrative-legal factors that make it difficult to implement positive attitudes towards the successful functioning of the family in student years. The purpose of the study was to determine the specifics of a student family and to study the factors influencing the success of a student marriage.

The purpose of this work is to study the student family, to identify its problems.

Students are a large group of young people. More than 5 million students study in 896 universities of the country, including more than 2 million 600 thousand full-time students. 55% of university students are women. Results of a number of studies conducted in universities Russian Federation, indicate that in Lately the share of seminal students is increasing.

This process is in line with general trend rejuvenation of marriage, the kinetics show that by the age of 25 more than 80% of women and about 70% of men enter Iraq (compare: 20 years ago, respectively, 70% and 60%). Students are no exception. In addition, more than half of the students are women, and the desire of the latter to start a family in the most favorable years for this is understandable. Another factor that affects the number of students who came to the university from Russian Army, from enterprises, preparatory departments.

An important aspect of the problem under consideration is the change in attitude towards student families on the part of parents, public organizations and university administrations. It becomes more bearable. In many universities, families are given assistance and support: places in a hostel are allocated, cash benefits are issued, and, if possible, conditions are created for combining study and raising children. All this to a certain extent makes life easier for student families. The attitude towards marriage and family life is also changing among the students themselves.

Conducted in 1988, a study of the problems of student youth of the republic (surveyed 3186 people) by employees of the PNILSI BSU. V. I. Lenin showed that 35.9% of students consider it expedient to start a family during their student years. They think that it is inexpedient - 26.6%. 15.2% of the respondents were married. These answers indicate that a third of students have a positive view of creating a family while studying at a university, and half of them not only verbally have a positive attitude towards marriage during these years, but also create families themselves.

The specificity of student marriage lies in the peculiarities of the activities of the spouses - study, their temporality social position. Graduation, assignment to work, in the long term favorite work - these are the components of the spirituality of student marriage.

Sociologist D. M. Chechet rightly believes that the prospect of joyful events in family life, the creation of " light spots» along with other components contribute to maintaining a high emotional, cultural and intellectual tone of life in marriage.

In a homogeneous student marriage, the expectation of a joyful long-awaited prospect of graduation from a university has a double effect, since a change in social status will occur for both spouses. Thus, the similarity of long-term goals determines main point characteristics of student marriage.

According to their composition, student families are divided into two large groups: those with (60.4%) and those without (39.6%) children. The reasons why a significant part of family students refrain from expanding their families are mostly objective. The main ones students call study, cramped living conditions, financial difficulties, as well as difficulties associated with looking after a child. The social origins of married female students and married students are varied. More than a third come from families of specialists with secondary and higher education, a little less - from families of workers. About a fifth of family students have collective farm parents. The study revealed the similarity of social origin in 57.2% of spouses. Apparently the homogeneity social environment education of boys and girls, ensuring the similarity of interests, habits, social attitudes, contributes to their emotional rapprochement and the creation of a family.

At the same time, it should be noted that social origin plays an ever lesser role in choosing a marriage partner. The spread of socially heterogeneous families (in our study, 42.8% have different social origins) indicates a process of rapprochement social groups in our society, about erasing the differences between them. The institution of marriage and family is increasingly losing its estate, class character. At the same time, there is a certain "planning", the desire (primarily the parents of a girl, a young man) to find a groom or bride in his circle. This trend is observed most often among workers in science and culture. It persists among students as well. In particular, a study in 1988 showed that only 51.5% of the respondents do not consider the different level of education of boys and girls to be an obstacle to marriage.

The student environment is distinguished by a diverse ethnic composition: the majority of students are Belarusians (72.9% of men and 65.4% of women), a significant part are Russians (14.1 and 20%), there are Ukrainians (5.9 and 5.4%), Poles (3.6 and 5.4%), as well as other nationalities (2.6; and 1.3%). According to our data, nationally mixed marriages account for 52%. These are mainly couples consisting of Belarusians and Russians, Belarusians and Ukrainians, Belarusians and Poles, i.e. representatives of similar cultures. The bulk of single-ethnic couples are Belarusians, which is a reflection of the ratio of students based on nationality that has developed in the republic. Our students are characterized by the absence of national prejudices in marriage. Only 12.7% of the students surveyed; gave an affirmative answer to the question “Can another nationality of your loved one serve as an obstacle to entering into marriage with him?”. Students marry most often in their senior years, when the end of the university and the distribution to work (at least for one of the spouses) is nearing. The age of marriage for men is 22-24 years, for women 20-22. The largest group is couples with experience from one to two years; (39.8%). A little less, with experience up to one year (37.7%). The rest (22.5%) have more than two years of family life.

Often, students believe that while studying at a university it is much easier to start a family, especially for women, since subsequently their chances noticeably decrease (with increasing age, with a change in place of residence, where the contingent of men or women is not suitable enough, etc. One of the former students wrote to the editorial office of the youth newspaper the following letter: “In the second year of the institute, I announced to my parents that I was getting married. My parents immediately grabbed my hand, dragged me to the institute and, together with the rector, began to convince go to college, and then get married. We could well sign without the consent of our parents, but I was afraid to do this and decided that they only wish me well, and then the time will come, and I will still have everything: a family, a husband, children. And we broke up. Now I am 28 years old. I have an apartment, I make good money, but I don’t have a family, children, and I no longer hope that it will be.

Now, however, the question arises less and less - to start a family in your student years or not. A survey of experts in all universities of the republic (representatives of trade union committees, party committees, administrations, committees of the Komsomol) made it possible to establish that most of them approve of student marriages. Many of the respondents started a family during their student years and believe that marriage during this period has a beneficial effect on the formation of a person: it makes them feel responsible to the family, university, and society. Family students have more serious attitude to study and the chosen one; professions, they especially value independence in work, are more focused on achieving success in professional work. Marital status has a beneficial effect on the student's value orientations, contributes to the development of intellectual and social needs.

However, these arguments, which can also be put forward as research hypotheses, need additional confirmation, and in any specific case the question whether to marry during the years of study or not, turns out to be far from idle.

Students often wonder what is better to choose: accommodation in a host family or in a school residence. In this article, we will talk about the pros and cons of each type of accommodation.

Living with a host family - pluses

1. Family coziness, comfort, tranquility, warm and friendly atmosphere. For more at home students, family is definitely a plus, they will be able to become part of the host family and feel “at home”. Host parents are always ready to help the student, day and night, to understand, to answer any question, even if the student speaks the language at a minimum level (or does not speak at all).
2. Students live in the same family different nationalities, which allows you to fully immerse yourself in the language environment, you will have to somehow explain yourself to both the host and school friends, so there will be no temptation to speak in your native language. However, the school tries to take into account the wishes from the registration form, if students want to live with students of their own nationality, then they will try to organize this if they both wish.
3. All the families that the school offers are verified by many years of cooperation, have an agreement with the school and are regularly inspected by both representatives of the educational institution and the local police and migration service. This guarantees the safety, responsibility and quality of the services offered.
4. Very often, students become friends with the host family and keep in touch after the trip, practicing and beyond. foreign language and learning about local culture and traditions (especially if the host family has children of the same age as the students). In practice, there are cases when the host family invites students to visit in subsequent years already on a free basis.
5. Homestay does not deprive students school activities: they participate in all planned excursions and activities (with the exception of some evening ones, when the child / student is already in the family).
6. far from last parameter- price. The cost of accommodation in a host family is always lower than in a student residence or hotel.

Disadvantages of staying with a host family

1. The main disadvantage is the distance. Host families almost never live near the school. Therefore, you will have to get to school by public transport (about 20-40 minutes, in metropolitan cities up to 60-90 minutes). Mostly students get to school on their own (parents of minors must agree that the school is not responsible for the journey from family to school).
2. Secondly, when a student lives in someone's home, there are a number of rules that the hosts are asked to follow. Turn off the lights, keep your room in order, come to dinner to eat, do not come late at night, do not take a long bath because. public utilities very expensive.
3. The price includes meals based on breakfast and dinner, but it is important to understand that the family prepares their usual dishes, this is not a restaurant where you can choose what you want today. As a guest, students do not have access to a stove, you can only eat what the family has prepared and store food in the refrigerator, use the microwave and kettle.
4. For homestay accommodation, you cannot select any specific option, there is no list of families as such. The family is selected according to the principle of who will be free on your dates. It can be either a classic family (mother, father, children), or a couple of any age, or 1 owner / hostess, or a parent with an adult child, there are many options. Legally, the host family can only be citizens of the country where you are going, but not always people who have the same origin due to popularity mixed marriages and a large percentage of migrants.

Living in a residence - pluses

1. If a student loves communication, meeting people of different nationalities, being in the center of events - the residence is clearly a plus. As a rule, from 15 to 300 participants live in school residences, here you can always find friends and participate in fun student life.
2. The residence is located either directly on the school grounds or within walking distance. Don't have to spend a large number of time and effort on the road, and devote this time to relaxing on the beach or excursions.
3. As a rule, in addition to the bedrooms, the residence also has a rich infrastructure: a swimming pool, playrooms and sports grounds, Gym etc.
4. In the case of minor children, they are supervised by counselors 24 hours a day in the residence. Careful monitoring is carried out so that children do not smoke, do not drink alcohol and do not violate discipline. This guarantees safety.

Cons of accommodation in a residence

1. In almost any country and any educational institution there will be a significant percentage of Russian-speaking participants. If the group still manages to avoid strong influence mother tongue, since there is a good mix of nationalities in the lessons, the concentration of Russian-speaking students in the residence will be high, up to 20 percent. The temptation to speak Russian is great, which negatively affects the learning of the language; it is unlikely that it will be possible to achieve the effect of complete immersion.
2. Accommodation conditions in the room may not be as comfortable as in the family. In addition to 2-3-bed accommodation, there are rooms for 4-8 people (and for young age up to 10-12 people). Often amenities on the floor. It is unlikely that it will look like a “cozy homely atmosphere”.
3. Price also matters. Residence (along with hotels) is the most expensive type of accommodation due to the above advantages: proximity to the school, good infrastructure, 24-hour control and more.

Each type of housing has its own advantages. If you do not know what is better to choose, leave us a request and our manager, asking you a few clarifying questions, according to individual characteristics, needs and your wishes, will select the best option for you and substantiate his advice with reason.

Introduction…………………………………………………………………………...2

Chapter 1. Problems of the student family……………………………………………4

§1. The concept and general characteristics of student families …………………..4

§2. Material and economic problems…………………………………….7

§3. Socio-psychological problems…………………………………….9

Chapter 2 Possible solutions to the problems of student families…………………12

§1. State assistance………………………………………………………...12

§2. Parental assistance…………………………………………………….…15

Chapter 3 Positive aspects of creating a student family……………18

§1. Emotional climate………………………………………………….....18

§2. Youth - best time for marriage…………………….…19

Conclusion…………………………………………………………………….…22

References………………………………………………………………23

Introduction

One of the most important tasks of working with youth in modern society is to create conditions for the favorable existence of a young family, in our case, a student family. A young family, to a greater extent than mature families, needs the help of society and the state, in creating conditions for the implementation of the most important functions: to ensure the reproduction of physically healthy and mentally healthy offspring; be emotionally and psychologically stable; resolve all family conflicts on their own, without resorting to the help of social services; contribute to the material and moral well-being and satisfaction of the personal interests of each family member; create conditions for strengthening the health and good rest of all family members.

When creating a family, young people face many different problems, such as: compatibility of characters, overcoming various crises, planning for the birth of a child and his upbringing, economics, professional growth family members.

From the foregoing, it follows that the relevance of the topic: "Socio-economic and psychological problems of the student family" are relevant to this moment, since a large group of the population belongs to students, as well as state policy aimed at demographic growth, an increase in the birth rate and the health of the population, is interested in the problems of families, including student families. Well, the very fact that the author of the abstract work is a student and shows a personal interest in this topic.

The student family is a rather complex and still little-studied object of research. Accordingly, there is not much literature on this topic, research, as a rule, refers to the late 80s, early 90s of the last century.

The purpose of this abstract work is to reveal the socio-economic and psychological problems that arise in student families.

Show possible problems student family.

Lead possible ways solutions to identified problems.

Show positive sides in creating a student family.

Chapter 1. Problems of the student family

§1. The concept and general characteristics of student families

student time - this is not only five years, when "from session to session, students live happily." This is definitely also the season of love. It happens that passionate feelings lead to their logical conclusion - marriage .

Under the student family is understood as such a family in which both spouses are full-time students of a higher educational institution, i.e. homogeneous (homogeneous) according to the social status of husband and wife.
This is a young family in which the spouses are no more than 28 years old, and the experience of family life does not exceed 5 years.

In recent decades, negative trends in marriage and family relations among young people are clearly visible. The deterioration of the moral, social, economic condition of young people in general, especially family youth, is associated with a sharply changed political and economic structure in the country. I would like to especially note that over the past decades, there has been a growing positive attitude towards premarital relationships among students. In the literature, this fact is regarded as "evidence of a change in the social functions of the family and marriage, their role in the life of the individual, as an integral feature of the process of modernization of demographic behavior in general." 1

We have an ideal option in the student environment. Young people, having entered the institute, are united by a commonality of views, interests, and a common goal. They are almost constantly together: in the classroom, in the hostel, spend their leisure time together, etc. Therefore, the reason for their choice of a classmate (classmate) as their husband or wife is also understandable.

It is safe to say that the strength of the family is based on mutual love, common interests, the ability to empathize, caring and respectful attitude towards each other.

In our time, there is not and cannot be a national or any other, for example, social barrier to marriage. Therefore, choosing a life partner, a young man or girl seeks to find in him character traits that appeal to him or her.

With a serious relationship between young people and thoughts of marriage, a number of questions immediately arise: "Where do student families live?
What should she live on? What to do when the baby is born? " etc.

For greater clarity, we present the artistic images of four student families.

Natasha and Sergey met while studying, met more than a year. We talked at the institute, spent our free time together. They knew that they would be fine together. We decided to start a family. The institute provided a hostel. True, not immediately, but when Natasha was expecting a baby. The son was born already in his student dormitory room. Often, a grandmother comes to look after her grandson, Natasha's mother, fortunately, lives not far from the city. The family's budget is small, there is only enough for food, a scholarship for both, plus Sergey sometimes earns extra money. And yet, without the help of their parents, they cannot live. Parents buy some clothes, sometimes they “throw” some money, otherwise they gave me a TV set. Financially, of course, it is difficult, you have to save on everything, but Natasha and Sergey believe that their difficulties are temporary. And they help each other in their studies, take turns taking notes on lectures, preparing for exams together. A year later, they graduate from the institute and start earning.

Andrew and Lena In a young family, Andrey immediately felt like the head, he liked being the owner. Lena did not really resist, although, of course, she considered the ideal family, where everything is decided and done together. But, loving Andrei, believing in him, she believes that everything he does is right, her role in the family is secondary. Andrei dreamed of a son, so when Lena felt that a new life was born in her, and told Andrei about it, he was delighted and said that they would immediately sign. Immediately after the wedding, he rented a room in a communal apartment, as the "married" in their university was treated very coolly. Lena is more involved in household chores and with the baby. Andrey disappears for a long time at the institute - after all, the fifth year, scientific work, work in the student trade union committee. Both Andrei and Lena dream of another child so that the family lives in abundance. Lena wants to be a good wife true friend Andrey, it's faster to get a separate apartment.

Yulia and Volodya met in the hostel where they lived. A few months after they met, Julia announced that she was expecting a baby. For Volodya, this news was unpleasant. Therefore, we can say that their marriage was forced. They were going to get married, because they thought they loved each other, but not so quickly. After the marriage, quarrels began. Volodya believed that a real man can afford easy relationships with those he likes, marital fidelity considered prejudice. Family troubles took Yulia a lot of time and energy, and after marriage she began to study worse. Yulia and Volodya hardly did housework. The couple ate in the dining room, each doing their own laundry. Both considered their marriage a failure.

Nikolai and Irina met during the entrance exams to the institute, studied together. Kolya came to the city from a distant village, Irina lived in the regional center with her mother and sister before the institute. Irina attracted Nikolai with her tenderness, her, as he said, "urban habits." They were in no hurry to have children, they devoted a lot of energy to study and social work. From the first days of their life together, Irina and Nikolai had disagreements over the distribution of family responsibilities: who should; buy groceries, clean the room, etc. Quarrels arose because of the ratings of the films watched, because of relationships with relatives. Nikolai often reproached Irina for her inability to spend money, and they were just there to make ends meet. Irina wanted to have fashionable clothes, go to some concert, and this required considerable expenses, he did not agree, saying that it was superfluous. In general, conflicts arose in the family quite often, but were resolved painlessly. They did not consider their marriage unsuccessful. They dreamed of graduating as soon as possible, getting housing, and having a decent salary 8 .

Obviously, each family has its own characteristics, but student families reveal a number of problems that are unique to them, which we will pay attention to in this work.

§2. Material and economic problems

The student family, by definition, consists of young people who have not yet taken their place in the world and, accordingly, have not yet sufficiently established their social and material status. Extremely low level scholarships, the possibility of only part-time employment at work constitute a serious obstacle to starting a stable family life. The average per capita income of young families is 1.5 times lower than the national average, and 60% of student families live below the poverty line, among which 34% barely make ends meet, which makes it impossible for them to fully perform reproductive and other social functions 2 .

Objectively, the increased financial needs of a young family are due to the need to carry out the process of family life: the acquisition of housing, the organization of everyday life, caring for children, additional leisure costs.

One of the main issues faced by students entering into marriage is the housing issue. Options for solving this problem can be accommodation:

in a private apartment

together with parents

in a private rented apartment

in the room of a communal apartment

in dorm

Almost all student families experience difficulties in acquiring their own housing and, accordingly, in constructing themselves as a separate family. A standard urban dwelling provides minimal comfort to just one family. That's why Cohabitation a young family with parents in a small apartment or in a room in a communal apartment leads to a deterioration in living conditions, crowding, an increase in conflict, which does not contribute to the strength of family relationships. Living in a rented apartment provides a situation of independence, but creates an additional, sometimes overwhelming, financial burden for the student family. To a certain extent, the housing problem of family students can be solved by student dormitories, which, perhaps, are the most profitable, from a financial point of view, living conditions. But the provision of a room in a hostel to a young family directly depends on the material support and internal policy of a higher educational institution, and often does not leave such an opportunity for family students.

Among the immediate life plans of student families important place takes the birth of a child. With the advent of the child, the family enters a new, more responsible stage of development. But, various studies show that a certain part of the newlyweds, sometimes contrary to the interests of their families, postpone the birth of their first child due to financial difficulties (not all of them receive financial assistance from their parents, many family students have to earn extra money in their “free time”, others have to switch to a correspondence department, or even postpone their studies for some time (and sometimes permanently). In about half of the cases, postponing the birth of a child is motivated by difficulties in solving the housing problem.

For married students who already have children, one of the main questions is “Where and with whom to leave the child during classes?”.

Most universities do not have their own kindergartens and nurseries. In less than half of student families, children attend preschool institutions, in 30% - the mother is on parental leave.

Another major problem is the lack of free time.

It is noted that with the advent of a child, spouses devote less time to each other, most families do not have time for frequent meetings and communication with friends.

Appointed from the month of birth of the child, if the appeal was followed no later than 6 months from the month of his birth. When applying for a benefit after the expiration of the specified period, it is assigned and paid for the entire past time, but not more than 6 months before the month in which the application was submitted. For children of single mothers (single fathers), the amount of the allowance is 1500 rub., and for children in other families - 750 rub.

3. Monthly compensation payment for the maintenance of children to persons from among orphans and children left without parental care, studying full-time in state educational institutions of primary, secondary and higher professional education, married to the same persons, until graduation

Benefits for large families when entering a university

However, the listed benefits do not apply to applicants who are members of large families. These persons can get the right to one of these benefits only if they belong to the following categories: disabled people, orphans, winners of olympiads and others. In the absence of such circumstances, members of large families cannot apply for preferential enrollment in a university.

Many of the universities that provide for the possibility of switching from a paid basis of education to a budgetary form in connection with successful study, can give priority to such a transfer to children from large families. Such benefits for large families when entering a university are not noted in the legislation, but can be fixed at the level of educational institutions in local regulations.

Benefits for full-time students in 2018

Regional authorities develop their own student support programs. For example, in Moscow, university students are issued social card student. It entitles you to concessionary travel public transport, on trains, trains and planes. With its help, you can pay in stores, receiving additional discounts, as well as take loans on favorable terms.

For example, especially for students, the city administration or the city transport department can introduce a special route to educational buildings from student dormitories. Any citizen can use public transport that moves along this route. However, this route was introduced for the convenience of students.

Full-time student benefits in 2018

Students who try to earn extra money are inevitably forced to spend less time studying, very often they even miss classes, as a result, academic performance drops. The latter not only leads to a deterioration in the quality of education they receive, but also very often deprives such students of scholarships, forcing them to work even harder, which further exacerbates their learning problems.

Working students have the right to go on vacation three times a year to pass the session and prepare for it. Leave is granted at the request of the university, which sends a certificate-call at the place of work. Also, a student in the last year is given leave to write a thesis.

Benefits for students

VII. There are some benefits in the health insurance system. If a student is not satisfied with the quality of medical care in student clinics, he can use voluntary medical insurance and find out which insurance companies provide benefits for purchasing a medical policy. Usually the discount is about 10%.

Years go by, and the student's scholarship is still low. But despite the fundamental changes in our country, the support of students, the system of benefits is not only preserved, but also multiplied. After the collapse of the Soviet Union, new laws were gradually introduced to regulate social support citizens receiving vocational education.

Modern student family: problems, trends, prospects (TUSUR material)

Monthly allowance for the period of parental leave until the child reaches the age of one and a half years is paid from the date of granting leave to care for the child until the day the child reaches the age of one and a half years and is paid in the amount of 2 minimum wages, regardless of the number of children being cared for.

All about benefits for students in Russia

In some cases, the student may be paid financial assistance- the decision on this is made directly by the leadership of the educational institution.

Greetings, site reader site! Student time is a special time, not only because you get an education with all its charms, but also because many students find their soul mate during this period of their lives. Some of the lovers even decide to get married while they are students. In this regard, many people have a question: is student marriage serious and for a long time, or is it just another mistake of young people? Let's look into this issue...

Before you say all the pros and cons about student marriage, you need to talk about this. Most students (with rare exceptions) do not even have the slightest idea of ​​what self-study is. family life. Yes, most likely you live or lived before entering the university, in a family, together with your parents and other relatives. However, few young people imagine an independent family life.

After all, this is not only freedom and pleasure, it is, first of all, a great responsibility and burden. Cooking, cleaning, dishes, budgeting, pet care, laundry... the list is endless. My point is that many newlywed students think that they will only enjoy the life of marriage.

However, as the truth of life shows, living together is not only a joy, but, above all, a great responsibility. Therefore, I immediately have a question: are you ready for this? Have you ever thought about it at all or not?

Surely this article is read by those who are either going to get married (get married) soon, being a student, or their acquaintances or friends are going to do it. In this regard, I wanted to “put you under a cold shower”, i.e. sober up your mind, intoxicated with love,

Anyway. It's all lyrics. Let's move on to "dry" pragmatics. Let's talk frankly. student marriage- Is this good or bad? I asked the wrong question. Wrong. To judge something or someone by the categories of “good / bad” means to express purely one’s own point of view, which has developed due to personal experience and human values.

Therefore, I believe that it is best to evaluate student marriage as objectively as possible in the most important life categories. Unfortunately, even here one cannot do without my subjectivity, but it is not possible to do it in another way. I will try to “walk through” only those categories that are really significant from the point of view of the Russian truth of life. You may not agree with the categories I have chosen. It is your right.

So, as critical aspects student marriage I have been chosen the following categories:

- housing issue;

- financial position;

- level of independence;

- level personal development;

For some, some of the above categories may seem strange. However, I will try to explain my choice further. By the way, for lovers of evaluation - this time I will not put down any points or marks "for" and "against". There will be only my personal conclusions, and to agree with them or disagree, this, as I said, is your personal right.

Let's not waste a minute, let's move on to our first category.

I believe that this category does not raise any questions from anyone. After all, everyone needs to live somewhere. That's why this question stands at the forefront as the most urgent for the newlyweds. What can be said about this issue. With a sweetheart, of course, paradise is in a hut, but it is much more pleasant to live in your own apartment. Therefore, you need your own living space.

But how can young people get it? There are very few options here. The most common methods are listed below:

1) buy with your own money;

2) take a mortgage;

3) buy with parents' money;

4) rent.

There are, of course, other ways to purchase housing, but I will focus on the popular ones. Let's start with buying a home with your own money. How many people do you think can afford to buy a home as students without anyone's help? Of course, few.

Unless you have been in business since the age of 12, you are unlikely to save money for an apartment, because. V adolescence Having money, young people are concerned about other issues.

About mortgage. Although many people say all sorts of nasty things about it, however, in fact, a mortgage is a neutral thing. With proper mortgage management (yes, yes, credit can be managed), mortgages are a lifesaver.

The most important thing here is to evaluate everything possible risks and have a sound head on your shoulders. In order for a mortgage to not give you any trouble, you need at least the basics financial literacy. And in general, the money issue today comes almost to the fore in our age of materialism. In this regard, a whole category is dedicated to him, which we will discuss below.

Buy an apartment with the money of parents. This is probably the most the best option. But then again - how many of the parents can afford it? Nothing even comes to mind here. If parents do not have the opportunity to help their newlywed students, then there is little to be done. Will not children who have entered into a student marriage demand that their parents jointly chip in for living space, selling or exchanging their own square meters? However, things happen in life...

About rent. Rent is good decision especially for newlyweds. However, compare rent to a temporary filling - you won’t live with it for a long time, because. it is very difficult. Better to buy your own home. While some live their entire lives on rented square meters. This is a personal matter for everyone.

Conclusion on the category "Housing issue" : Without a roof over your head, family life is not possible. Housing is needed. It is best if, after marriage, you had the opportunity to live in your own “nest”. Then you would have one big problem less. Many people live "not at home", i.e. rent an apartment for decades, and this "suspension" very much ruffles their nerves. Moving, rent... in general, a lot of problems.

By the way, I completely forgot. Newlyweds can also live with their parents. However, here you yourself understand - with your charter, you don’t go to someone else’s monastery. If you live with the parents of your wife or husband, then be prepared to listen to reproaches. Therefore, a legitimate question arises: do you need it?

The best option is to purchase your own housing (possibly in a mortgage). It is always more pleasant to live in your new “native nest”. Yes, and away from everyone and the kids quickly appear

2. Financial position.

The money question is always acute among people in our time. Whether we want it or not, almost everything today revolves around money. Again - many believe that money is evil, that rich people are bad people etc. All this is a myth. Money, as well as mortgages, as well as, and, I don't know, the table, are neutral. They just are.

Let's get back to our money. Student marriage - First of all, this is a young family. Due to the fact that the newlyweds are young people, then, like any other adequate representatives of this age group(not a fig to themselves expression) they tend, for the most part, to relax and have fun.

In turn, all the entertainment costs a certain amount of money, which flies "down the drain" with another drunk can of beer.

Of course, you need to have fun, but you should never forget about your financial situation. Young people are unlikely to have large sums of money, because young specialists, with rare exceptions, receive relatively small salaries.

In this regard, it must be clearly understood that lack of money is one of the most common causes of divorce proceedings. Yes, everything is clear here. If people live in financial bondage, if they can afford practically nothing from large purchases ( washing machine, refrigerator, car), then life becomes not a joy. Even with a loved one.

Attacks on the once beloved partner begin. And this is all a direct path to divorce. That's why it's so important to be financially literate. Moreover, you need to be savvy in the money matter, if you still decide to take mortgage to buy your own home.

Many will say - money, because it's so boring! Earn more and here is the solution to all your problems! However, not all so simple. If you want to get the basics of financial literacy, then I will advise you only 2 books on this topic. Of course, I can tell you about other financial books, but for starters, two books will be enough for you.

The first book that I want to introduce you to is the book by the German author Bodo Schaeffer "Mani, or the ABC of money." This book is available in electronic, paper and audio versions. I advise you the latter, namely, to listen to this book. Whether you go to school or work, just turn on the player or phone, and get the basics of financial literacy.

If you think this book is boring and "dry", then you are wrong. This work is written in the form of a fairy tale. It is very exciting and relatively short (about 4.5 hours). I assure you that you will love this book. So let's remember - Audiobook Bodo Schaeffer Money, or the ABC of money».

The second book that I want to advise you is the book of the famous American author Robert Kiyosaki "Rich Dad Poor Dad". This work is the No. 1 bestseller among financial literature.

Therefore, I have nothing more to add here. Read (or listen to) this book and you will change the way you think about money and how to get it. So let's remember: Robert Kiyosaki Rich Dad Poor Dad».

Conclusion on the category "Financial position" : Money question for student marriage is one of the sharpest. Sometimes mismanaging your money leads to financial difficulties, and, as a consequence, to divorce proceedings. To avoid financial problems, you must have at least the basics of financial literacy.

It is best for the newlyweds to jointly decide their financial difficulties. At the same time, each of the young people should be guided not by their own whims, but by common benefits. Each of the newlyweds is simply obliged to understand the basics of financial literacy, in order to avoid mutual recriminations on the monetary issue.

In fact, universal advice simple: spend less than you earn. And that's it.

General conclusion: In this article, I told you about student marriage. I analyzed 2 most important categories that directly affect the quality of life of newlyweds.

This is a housing issue financial well-being. The other two categories (the level of independence and the level of personal development) will be disclosed in the next article. So if you don't want to miss it, subscribe to our site updates.

Now you know, what is college marriage.